Skip to content

AI Summary

A spacious 240 sq. m house in picturesque Herceg Novi will be the perfect place for a large family to live, as it offers 5 cozy bedrooms and a bright balcony for relaxing with views of the surroundings. Just 300 meters from the azure sea, this house combines comfort, space, and a convenient location in one of the most beautiful corners of the coast. The property price is 305,000 euros.

HousesNo. 1343

House in Herceg Novi No. 1343

Herceg Novi · Bay of Kotor, Herceg Novi, Montenegro
€305,000
View: Sea view

Details

Area
240 m²
Land area
350 m²
Bedrooms
5
Bathrooms
3
Year built
2011
Parking
Yes
To sea
300 m
Price per m²
€1,271

Description

A two-story house for sale in the Topla area of the Bay of Kotor.
The house has a total area of 240 m2. The property includes a garage and a parking space for 3 cars.
House layout:
On the first floor there are 2 two-bedroom apartments with the following layout: a living room combined with a kitchen, a bedroom, a bathroom, and a terrace.
On the second floor: 1 four-bedroom apartment with the following layout: a living room combined with a kitchen, 3 bedrooms, a bathroom, and a terrace.
Each room has its own terrace, and there are two large terraces for summer relaxation. The house has air conditioning, cable TV, wireless internet, a telephone, as well as a large backup water tank that is automatically activated and replenished in case of water outage.
There is another auxiliary building in the backyard for tools, wine, cognac, groceries, etc..
The plot has many varieties of different fruits and flowers: lemon, orange, mandarin, fig, pomegranate, olives.

Amenities

Sea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€305,000
Property transfer tax
€12,250
€4,500 (3% × 150,000) + €7,750 (5% × 155,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€13,053
Estimated costs to purchase the propertyTotal: €318,053

Location

What's nearby

  • SchoolOsnovna škola “Milan Vuković”1.7 km
  • Kindergarten603 m
  • GroceriesDAB-UNA276 m
  • Pharmacy448 m
  • HospitalInstitut Dr. Simo Milošević1.6 km
  • Restaurant339 m
  • Bus stopTurion467 m
  • ATMNLB609 m
  • AirportTivat Airport16.9 km
  • PortMarina - Škver921 m
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€305,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,517/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,567/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,592/mo
Monthly payment
€1,409
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€213,500
Total interest€124,661
Loan amount
€213,500
Total interest
€124,661
Total payment
€338,161

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€305,000
€1,271/m²No. 1343