Tools · Deal toolkit

Buying property with no surprises

Calculators, official rates, contacts and a step-by-step checklist — everything you usually have to hunt down yourself, in one place. Backed by data from the Montenegrin Notary Chamber and the ECB.

tools live
8
opštinas with notaries
22
contract languages
7
scroll to the chapters
/ 01Chapter one

Run the numbers first

The asking price is only part of the bill. Transfer tax, notary plus VAT, cadastre, translator. Mortgage adds the monthly payment and total interest; rentals add the deposit and agent fee. Every figure follows current Montenegrin law and the official notary tariff.

Transfer tax
3% / 5% / 6%

progressive brackets: 0–150k / 150–500k / 500k+ €

Notary tariff
up to €8,000

Tarifni broj 1 + 21% VAT, capped on large deals

Cadastre and translator
from €37

list of property, applications, translation if needed

/ 03Chapter three

Walk the steps in order

Eight steps from picking a budget to getting the keys. Progress is saved; each step has the right tool one click away and a hint of what to verify.

  1. 01

    Budget and mortgage

  2. 02

    Property and legal check

  3. 03

    Notary contract

  4. 04

    Tax, keys, utilities

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