Bright living room with a leather sofa and dining area in an apartment, Sveti Stefan, Montenegro. Access to the balcony.

Living room in an apartment in Sveti Stefan, Montenegro: modern furniture, TV area, dining table, and access to the balcony.

Modern dining area with beige chairs and a wooden table in an apartment, Sveti Stefan, Montenegro.

Dining area with a wooden table and upholstered chairs in a modern apartment in Sveti Stefan, Montenegro

Modern kitchen-dining area in an apartment, Sveti Stefan, Montenegro: light-colored kitchen unit, dining table, and upholstered chairs.

Modern kitchen-living room with white cabinetry and a wooden table in an apartment, Sveti Stefan, Montenegro.

Modern white kitchen with built-in appliances in an apartment, Sveti Stefan, Montenegro: stylish design and lighting.

Modern kitchen in an apartment in Sveti Stefan, Montenegro: light stone sink and a stylish faucet with lighting.

Modern living room with kitchen in an apartment in Sveti Stefan, Montenegro: dining area, light furniture, and TV stand.

Modern living room with kitchen in an apartment in Sveti Stefan, Montenegro: bright interior, TV area, and dining set.

Living room with a white sofa and sea view in an apartment, Sveti Stefan, Montenegro: modern interior and dining area.

Modern living room with a white leather sofa and kitchen in an apartment in Sveti Stefan, Montenegro. Bright interior.

Modern living room with kitchen in an apartment in Sveti Stefan, Montenegro: light sofa, dining area, and TV console.

Beige leather sofa in a bright living room of an apartment in Sveti Stefan, Montenegro, with a panoramic window and modern finishes.

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Living room with a leather sofa and sea view in an apartment, Sveti Stefan, Montenegro: terrace with furniture and a TV area.

Bright living room with a leather sofa and access to a terrace with sea views in an apartment, Sveti Stefan, Montenegro.

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Balcony with wooden furniture and panoramic sea view in an apartment, Sveti Stefan, Montenegro.

Bright balcony with wooden furniture and sea view in an apartment, Sveti Stefan, Montenegro.

Bright balcony with wooden furniture and panoramic views of the mountains and the town of Sveti Stefan, Montenegro.

Bright bedroom with a double bed and white dresser in an apartment, Sveti Stefan, Montenegro. Modern interior.

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Bright bedroom with a double bed and dresser in an apartment at the Sveti Stefan resort, Montenegro.

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Bright bathroom with a shower cabin in an apartment, Sveti Stefan, Montenegro: white tiles, vanity unit with sink and mirror.

Modern shower cabin with glass doors and a rain shower in an apartment, Sveti Stefan, Montenegro.

Bathroom in an apartment in Sveti Stefan, Montenegro: shower cabin, white vanity with sink, and water heater on the wall.

Three-story residential building with terraces surrounded by greenery, Sveti Stefan, Montenegro: view of the building facade with a tiled roof.

Aerial view of a residential building in Sveti Stefan, Montenegro, with a panoramic view of the island-hotel and the Adriatic Sea.

Entrance to the house with a white staircase and a green tree, property in Sveti Stefan, Montenegro.

Panoramic view of the sea and tiled rooftops in Sveti Stefan, Montenegro, surrounded by greenery and Mediterranean trees.

View from the balcony of an apartment in Sveti Stefan, Montenegro: panorama of the sea, tiled roofs, and a blooming garden.

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AI Summary

A modern apartment with panoramic views of the sea and mountains, just 250 meters from the coast of Sveti Stefan. Fully furnished space with a terrace and open parking, ready for living or rental income. An ideal option for those who value comfort, fresh renovation, and proximity to one of Montenegro's most picturesque resorts.

Sale Apartments#2819

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Apartment in Sveti Stefan No. 2819

Current as of August 1, 2026

Sveti Stefan · Budva Riviera

174 900 €

View: Sea view, Mountain view

Details

Area

45 м²

Rooms

Bedrooms

Bathrooms

Floor

1/2

Parking

Yes

To sea

250 m

Description

We offer for sale a modern 1-bedroom apartment with a panoramic sea view in the area of Sveti Stefan.

Key parameters

Area: 45 m²
Floor: 1
Number of bedrooms: 1
Number of bathrooms: 1
Distance to the sea: 250 m
Parking: open parking near the building

Apartment description

The apartment features a modern layout and new high-quality finishes, fully ready for living or rental. The spacious living room is combined with the kitchen area, and the interior is done in a light, modern style using quality materials and thoughtful lighting.

The separate bedroom is equipped with a double bed with an orthopedic mattress. The kitchen is designed in a designer style and is equipped with all necessary high-class appliances, including a dishwasher, a refrigerator with No Frost system, and a cooktop.

Special attention deserves the large glazed terrace with a panoramic sea view. Thanks to sliding glass panels, the space can be fully opened, creating the effect of an open terrace with views of the Adriatic coast.

The apartment is fully furnished: premium upholstered furniture, modern appliances, and storage systems are thoughtfully provided. The finishes use quality materials, modern sanitary ware, and interior doors with sound insulation.

The property is located in a quiet green area, ensuring privacy and comfortable living.

Property advantages

Panoramic sea view
Large glazed terrace
New furniture and high-class appliances
Ready for living or rental
Quiet green location
South side
Parking near the building
Prestigious area

Location

Sveti Stefan is an iconic location on the Budva Riviera, known for its island-hotel connected to the shore by a narrow isthmus and some of the most picturesque beaches on the Adriatic.

Within walking distance:

5 minutes to the beach
restaurants and cafes with sea views
promenade areas and viewpoints
resort infrastructure

The area combines privacy, natural beauty, and high status, remaining one of the most sought-after points on the coast.

Investment potential

Sveti Stefan is one of the most prestigious and strictly limited development locations in Montenegro, which directly affects the liquidity of real estate and stable growth in value. Properties in this area are in high demand among foreign buyers and tourists due to its status and unique views.

The apartment has high rental potential: the 1-bedroom format is most in demand for short-term rentals. Proximity to beaches and the iconic location ensures high occupancy during the season.

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Amenities

Intercom Alarm system Air conditioning Parking Sea View Mountain view City view Management company Elevator Fully furnished Terrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: 174 900 €
Real estate transfer tax: 5 745 €
Notary fees: 644 €

Possible additional costs

Cadastre applicationsfrom 30 €
Ownership sheets (listovi) for the dealfrom 7 €
Sworn translator services· per contract / hourfrom 50 €

Total required costs6 389 €

Estimated costs to purchase the propertyTotal: 181 289 €

Location

What's nearby

Kindergarten1.3 km
GroceriesMarket 254 m
RestaurantFamelia Kentera102 m
Bus stopBus Stop (Kotor-Bar)107 m
ATM110 m
AirportTivat Airport21.9 km
PortMarina Budva5.6 km
Sea250 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 250 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

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