AI Summary

A luxurious villa with an area of 500 sq. m is located in the prestigious Dobrota area, just 20 meters from the azure sea. Across three floors, there is a spacious living room, a modern kitchen, and three cozy bedrooms, complemented by exquisite interior design and panoramic views. This is a unique offer for those seeking maximum comfort and privacy in one of the most beautiful places in Montenegro.

SaleVillas#1865

Villa in Dobrota No. 1865

Dobrota · Bay of Kotor
1 850 000 €
View: Sea view

Details

Area
500 м²
Bedrooms
3
Bathrooms
5
Parking
Yes
To sea
20 m
Price per m²
3 700 €

Description

Property Description:

Three-story villa of veranda type, with descending terraces. At the moment, only the plumbing has been installed inside and the heating unit has been paid for. An interior finishing project is ready, according to which:

  • 1st floor - kitchen with a large living room, fireplace, toilet, and wardrobe
  • 2nd floor – 3 bedrooms, each with a separate bathroom/shower
  • 3rd floor – master large bedroom, bathroom, office, and open terrace

Features/Advantages:

  • Some plumbing fixtures are installed
  • 2 garages
  • Wine house on the property
  • Structure resistant to seismic activity

Description of the area and infrastructure:

  • The villa is located in the Dobrota area.
  • 5 minutes by car from Kotor.
  • 20 minutes by car to Perast.
  • Also in the immediate vicinity are the Bajova Kula beach club and oyster farms.

Amenities

Sea ViewParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 850 000 €
Real estate transfer tax
103 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 81 000 € (6% × 1 350 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs105 405 €
Estimated costs to purchase the propertyTotal: 1 955 405 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 20 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,850,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€9,203/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€9,503/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€9,655/мес
Monthly payment
€8,546
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,295,000
Total interest€756,142
Loan amount
€1,295,000
Total interest
€756,142
Total payment
€2,051,142

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 850 000 €
3 700 €/m²№ 1865