AI Summary

A magnificent 135 m² house in Utjeha is located just 10 meters from the edge of the azure sea, offering unmatched comfort and closeness to nature. The cozy layout with three bedrooms and four spacious balconies will allow you to enjoy breathtaking sea panoramas at any time of day. This is the perfect place for those who dream of living in harmony with the coast for the price of 500,000 EUR.

SaleHouses#602

House in Utjeha No. 602

Uteha · Bar Riviera, Utjeha, Montenegro
500 000 €
View: Sea view

Details

Area
135 м²
Land area
384 м²
Bedrooms
3
Bathrooms
3
To sea
10 m
Price per m²
3 704 €

Description

House on the first line
A house on the first line is for sale, located in Utjeha. The house has three floors, large terraces with panoramic views of the sea and mountains. There is a large garden in front of the house. The house has a total area of 135 m2 and is located on a plot of 384 m2. The area is quiet, ideal for relaxation. The house is built to a high standard and in a beautiful style.
House layout:
1st floor: studio and bathroom
2nd floor: large living room and bathroom
3rd floor: 2 bedrooms and bathroom

Amenities

Sea ViewGrillAir conditioningFirst lineGardenTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
500 000 €
Real estate transfer tax
22 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs22 990 €
Estimated costs to purchase the propertyTotal: 522 990 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€500,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,487/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,568/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,610/мес
Monthly payment
€2,310
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€350,000
Total interest€204,363
Loan amount
€350,000
Total interest
€204,363
Total payment
€554,363

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

500 000 €
3 704 €/m²№ 602