AI Summary

This cozy 115 m² house in picturesque Muo is located just 10 meters from the seafront, offering a unique opportunity to enjoy panoramic views and the sea breeze right from the windows. The house is thoughtfully designed with four bedrooms, spacious living rooms, and a functional kitchen, making it an ideal choice both for a comfortable family retreat and for luxurious coastal living.

House in Muo No. 1020

Muo · Bay of Kotor, Muo, Montenegro
550 000 €
View: Sea view

Details

Area
115 м²
Land area
395 м²
Bedrooms
4
Bathrooms
2
Parking
Yes
To sea
10 m
Price per m²
4 783 €

Description

House with commercial premises and an apartment. An apartment for sale in the Muo area, with a total area of 115 m2. The apartment has a living room with a kitchen and dining area, four bedrooms, and a bathroom. The plot area around the house is 395 m2.
The house is located on the first line, just 10 meters from the sea.
The apartment is located on the second floor of a two-story house.
On the ground floor of the house there is a commercial premises with an area of 77 m2, with a terrace facing the first line and an area of 56 m2. The premises consist of one room and a bathroom. The commercial premises are ideal for a restaurant/café, and are sold together with the apartment.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
550 000 €
Real estate transfer tax
25 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 3 000 € (6% × 50 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs26 037 €
Estimated costs to purchase the propertyTotal: 576 037 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€550,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,736/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,825/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,870/мес
Monthly payment
€2,541
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€385,000
Total interest€224,799
Loan amount
€385,000
Total interest
€224,799
Total payment
€609,799

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

550 000 €
4 783 €/m²1020