AI Summary

A luxurious 232 sq. m house in Kruče is located just 50 meters from the azure sea. This spacious villa with 4 bedrooms, a cozy living room, and a private pool will be the perfect place to live, offering unmatched comfort and the atmosphere of a true resort getaway for EUR 321,000.

House in Kruče No. 1297

Kruče · Bar Riviera, Kruče, Montenegro
321 000 €
View: Sea view

Details

Area
232 м²
Land area
300 м²
Bedrooms
4
Bathrooms
5
To sea
50 m
Price per m²
1 384 €

Description

A three-story villa of 232 m² with a swimming pool is located in the village of Kruča on the third line from the sea.
On the first floor there are two bedrooms and a utility room, each equipped with its own bathroom, one of which has a shower cabin with a sauna function.
On the second floor there is a living room combined with a kitchen, and a bedroom with a bathroom. The living room has direct access to the pool.
On the third floor there is a kitchen with access to the terrace, a bedroom, and two bathrooms with showers.
The villa is fully furnished and equipped with all necessary appliances. Fenced plot, two parking spaces, outdoor lighting. All floors offer stunning sea views. The distance to the sea is 50 meters in a straight line. There is a convenient descent to the sea directly to the beach. The villa is suitable both for permanent residence and for rental. The villa is in high demand for rentals.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
321 000 €
Real estate transfer tax
13 050 €
4 500 € (3% × 150 000) + 8 550 € (5% × 171 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs13 851 €
Estimated costs to purchase the propertyTotal: 334 851 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€321,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,597/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,649/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,675/мес
Monthly payment
€1,483
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€224,700
Total interest€131,201
Loan amount
€224,700
Total interest
€131,201
Total payment
€355,901

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

321 000 €
1 384 €/m²1297