AI Summary

A luxurious 250 sq. m villa in picturesque Muo is located literally 5 meters from the azure sea. This exclusive house with 4 bedrooms, a bright living room, and three bathrooms will become your ideal oasis of privacy and comfort on the coast for 1,220,000 euros.

SaleHouses#1029

House in Muo No. 1029

Muo · Bay of Kotor, Muo, Montenegro
1 220 000 €
View: Sea view

Details

Area
250 м²
Land area
400 м²
Bedrooms
4
Bathrooms
2
Parking
Yes
To sea
5 m
Price per m²
4 880 €

Description

House for sale in the Muo area, with a total area of 250 m2 on a plot of 400 m2.
The house is on the first line, only 5 meters from the sea. In front of the house, there is a beach and parking. In the immediate vicinity of the house, within 500 meters, there is a hospital, pharmacy, bus station, and school. The picture is completed by a stunning panoramic view of the sea and mountains. The house has historical significance. A seawater pool is planned on one part of the plot.
The ground floor is registered as a commercial space.

Amenities

Swimming poolSea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 220 000 €
Real estate transfer tax
65 200 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 43 200 € (6% × 720 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs66 945 €
Estimated costs to purchase the propertyTotal: 1 286 945 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,220,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€6,069/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€6,267/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€6,367/мес
Monthly payment
€5,636
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€854,000
Total interest€498,645
Loan amount
€854,000
Total interest
€498,645
Total payment
€1,352,645

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 220 000 €
4 880 €/m²№ 1029