AI Summary

A spacious 75 m² apartment in a modern residential complex in Kumbor will become your ideal home just 700 meters from the Adriatic Sea. The comfortable layout includes two bright bedrooms and a functional living room, while the private balcony offers a pleasant view of the surrounding landscape. This is a wonderful combination of comfort, style, and proximity to the beach for the price of 260,000 euros.

SaleResidential complexes#2442

Complex in Kumbor No. 2442

Kumbor · Bay of Kotor
от260 000 €
View: Sea view

Details

Area
75–130 м²
Bedrooms
2–3
Bathrooms
1–2
Year built
2022
Parking
Yes
To sea
700 m

Description

We offer you exclusive apartments in a modern residential complex located in the picturesque area of Kumbor, just 300 meters from the Adriatic coast.

Key features:

Complex amenities:

These apartments are ideal both for permanent residence and for investment purposes, providing a high level of comfort and privacy in one of the most attractive regions of Montenegro.

Amenities

Swimming poolMountain viewSea ViewGrillAir conditioningFurnished - partiallyParkingReceptionGardenGymTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
260 000 €
Real estate transfer tax
10 000 €
4 500 € (3% × 150 000) + 5 500 € (5% × 110 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs10 738 €
Estimated costs to purchase the propertyTotal: 270 738 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 700 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€260,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,293/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,336/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,357/мес
Monthly payment
€1,201
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€182,000
Total interest€106,269
Loan amount
€182,000
Total interest
€106,269
Total payment
€288,269

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

260 000 €
№ 2442