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This property is temporarily unavailable for purchase

Reason: Under legalization· until 09/01/2027

AI Summary

A cozy one-bedroom apartment with an area of 61 sq. m in a modern residential complex in Budva will become your ideal home by the sea. A spacious living room with access to a sunny balcony and a stylish interior create an atmosphere of comfort, where every detail is designed for carefree living for 320,000 euros.

ApartmentsNo. 2372

Apartment in Budva No. 2372

Current as of September 16, 2026
Budva · Budva Riviera
€320,000
View: Sea view

Details

Area
61 m²
Bedrooms
2
Bathrooms
1
Floor
2/5
Year built
2016
Price per m²
€5,246

Description

Beautiful stylish apartment with a view of the Old Town and Saint Nicholas Island

Property Description
A cozy apartment is for sale after a modern renovation with panoramic views of Budva Old Town and the famous Saint Nicholas Island. Its unique location allows you to enjoy all the benefits of city life and proximity to the sea.

Location

  • Just a 5-minute walk to the city center
  • 450 meters to the sea
  • The apartment is located in a modern building on the second floor of a five-story building

Apartment Features

Layout:

  • Two bedrooms
  • Spacious balcony
  • Functional kitchen
  • Built-in wardrobe in one bedroom
  • The second room is used as an office
  • The bathroom is equipped with underfloor heating
  • The building has an elevator

Advantages

  • Modern renovation and stylish design
  • Panoramic views of Budva Old Town and Saint Nicholas Island
  • Convenient location near the sea and city infrastructure

This apartment will be an ideal option for permanent residence, vacation, or rental thanks to its location and well-thought-out layout.

Amenities

City viewSea ViewIntercomElevatorFully furnishedTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€320,000
Property transfer tax
€13,000
€4,500 (3% × 150,000) + €8,500 (5% × 170,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€13,819
Estimated costs to purchase the propertyTotal: €333,819

Location

What's nearby

  • SchoolAdriatic College374 m
  • KindergartenFiksiklub864 m
  • GroceriesVoli107 m
  • PharmacyVega259 m
  • HospitalDom zdravlja1.2 km
  • RestaurantKafana Mogren124 m
  • Bus stopBudva (centar)306 m
  • ATM113 m
  • AirportTivat Airport16.6 km
  • PortMarina Budva396 m
  • Sea156 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€320,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,592/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,644/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,670/mo
Monthly payment
€1,478
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€224,000
Total interest€130,792
Loan amount
€224,000
Total interest
€130,792
Total payment
€354,792

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€320,000
€5,246/m²No. 2372