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AI Summary

A cozy 54 sq.m apartment in picturesque Budva will become your ideal home by the sea or a profitable investment. The bright layout includes a spacious bedroom, a functional kitchen, and two sunny balconies, where it is pleasant to enjoy morning coffee in an atmosphere of Mediterranean comfort.

ApartmentsNo. 2508

Apartment in Budva No. 2508

Budva · Budva Riviera, Jadranski Put, 85310 Budva, Montenegro
€160,000
Price reduced −14%
€185,000→ €160,000

Details

Area
54 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Year built
2013
Price per m²
€3,426

Description

A cozy one-bedroom apartment is offered for sale, located in the very center of Budva. Total area —54 m². The apartment is fully furnished and completely ready for living, allowing the future owner to move in without any additional expenses.

The interior space is thoughtfully designed and neatly finished: the apartment featuresparquet flooring, which adds warmth, comfort, and durability to the interior. The space is bright, pleasant to live in, and suitable both for permanent residence and for holidays.

The location is one of the property’s key advantages. All city infrastructure is within5 minutes on foot: shops, restaurants, cafes, schools, pharmacies. The promenade and the beach are also just5 minutes’ walkaway, which makes the apartment especially attractive for rental as well.

The property is an excellent option both for comfortable living in the city center and for investment with the purpose of renting out.No additional investment required!

Amenities

City viewMountain viewIntercomAir conditioningElevatorFully furnished

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€160,000
Property transfer tax
€5,000
€4,500 (3% × 150,000) + €500 (5% × 10,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€5,646
Estimated costs to purchase the propertyTotal: €165,646

Location

What's nearby

  • SchoolE-Gimnazija678 m
  • KindergartenFiksiklub130 m
  • GroceriesStella market22 m
  • Pharmacy249 m
  • HospitalDom zdravlja260 m
  • RestaurantBig Mama35 m
  • Bus stopCrvena zgrada91 m
  • ATM63 m
  • AirportTivat Airport16.0 km
  • PortMarina Budva785 m
  • Sea402 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€160,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€796/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€822/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€835/mo
Monthly payment
€739
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€112,000
Total interest€65,396
Loan amount
€112,000
Total interest
€65,396
Total payment
€177,396

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€160,000
€3,426/m²No. 2508