AI Summary

A spacious apartment with an area of 123 m² in the very heart of Budva, just 50 meters from the azure sea. The modern layout includes three cozy bedrooms, four bathrooms, a light-filled living room, and two panoramic balconies, ideal for relaxing with a view of the coast. This is an exclusive offer for those who value comfort, a premium location, and proximity to the city's best beaches.

Apartment in Budva No. 526

Budva · Budva Riviera, Budva, Montenegro
393 600 €
View: Sea view

Details

Area
123 м²
Bedrooms
3
Floor
3/?
Parking
Yes
To sea
50 m
Price per m²
3 200 €

Description

The apartments are located in the immediate vicinity of the seashore, within walking distance of the best beaches in Montenegro and the developed infrastructure of the city of Budva. The apartment, with an area of 123 m2, is on the third floor of an eight-story building and features an excellent layout: a living room with panoramic glazing, a kitchen, three bedrooms, three bathrooms, and a spacious terrace with sea views. The building was constructed using the latest technologies and modern materials. The building is equipped with an elevator and an intercom. The staircases and landings are finished with marble. Natural parquet and Spanish ceramics were used in the interior finishing of the apartments. The apartment is equipped with air conditioning, and individual water and electricity meters are installed in accordance with European standards. The area around the building has developed infrastructure: a supermarket, cafes, and restaurants.


Other apartments in the building:


4th floor 122 m2 402,600 euros,


5th floor 123 m2 418,200 euros,


6th floor 124 m2 434,000 euros,


8th floor 143 m2 543,400 euros.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
393 600 €
Real estate transfer tax
16 680 €
4 500 € (3% × 150 000) + 12 180 € (5% × 243 600)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs17 560 €
Estimated costs to purchase the propertyTotal: 411 160 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€393,600
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,958/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,022/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,054/мес
Monthly payment
€1,818
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€275,520
Total interest€160,874
Loan amount
€275,520
Total interest
€160,874
Total payment
€436,394

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

393 600 €
3 200 €/m²526