AI Summary

A spacious apartment of 103 sq. m, just 50 meters from the azure coast of Herceg Novi, will become your ideal home by the sea. You will find two cozy bedrooms, a bright living room, and two balconies where it is so pleasant to greet the sunrises with a cup of coffee, enjoying the sea breeze.

SaleApartments#947

Apartment in Herceg Novi №947

Herceg Novi · Bay of Kotor, Herceg Novi, Montenegro
390 000 €
View: Sea view

Details

Area
103 м²
Bedrooms
2
Bathrooms
1
Floor
1/2
Parking
Yes
To sea
50 m
Price per m²
3 786 €

Description

Apartment in one of the best complexes located in the Bay of Kotor. The apartment is on the first floor of a two-story building. Its area is 103 m² plus a large terrace of 40 m². The apartment also comes with a small plot of 39 m², which has a parking space.

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Amenities

Sea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
390 000 €
Real estate transfer tax
16 500 €
4 500 € (3% × 150 000) + 12 000 € (5% × 240 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs17 364 €
Estimated costs to purchase the propertyTotal: 407 364 €

Location

What's nearby

  • SchoolOsnovna škola “Milan Vuković”1.6 km
  • Kindergarten647 m
  • GroceriesDAB-UNA213 m
  • Pharmacy498 m
  • HospitalInstitut Dr. Simo Milošević1.7 km
  • Restaurant362 m
  • Bus stopTurion410 m
  • ATMNLB639 m
  • AirportTivat Airport16.8 km
  • PortMarina - Škver889 m
  • Sea50 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€390,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,940/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,003/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,035/мес
Monthly payment
€1,802
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€273,000
Total interest€159,403
Loan amount
€273,000
Total interest
€159,403
Total payment
€432,403

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

390 000 €
3 786 €/m²№ 947