AI Summary

Просторная полностью меблированная квартира площадью 101 м² в Игало, Херцег-Нови, расположена на 2 этаже современного дома 2016 года постройки. В планировке — гостиная, кухня, 3 спальни и большая терраса с панорамным видом на море, горы и город; до моря всего 600 м, есть парковка, кондиционер и сигнализация.

Apartment in Herceg Novi No. 2613

Current as of September 17, 2026
Igalo · Bay of Kotor
220 000 €
View: Sea view, Panoramic view, Mountain view, City view

Details

Area
101 м²
Rooms
4
Bedrooms
3
Bathrooms
1
Floor
2/?
Year built
2016
Parking
Yes
To sea
600 m

Description

We offer for sale a spacious apartment of 101 m², located on the second floor of a residential building in the Igalo area of Herceg Novi.

The apartment has a convenient layout and includes a living room, kitchen area, three bedrooms, a bathroom, and a large terrace. The main advantage of the property is the open view of the sea and coastline, which opens directly from the terrace.

Main features:

  • Area: 101 m²
  • Bedrooms: 3
  • Bathrooms: 1
  • Floor: 2
  • Terrace: large with panoramic sea view
  • Parking: available

The apartment space is suitable both for comfortable family living and for use as a holiday property.

Location:

The apartment is located in the Igalo area, which is part of Herceg Novi and is known for its developed infrastructure and convenient access to the sea. The area is suitable both for permanent living and for holidays.

  • Beach and promenade — about 500–800 m
  • Supermarkets — 300–600 m
  • Cafes and restaurants — 300–700 m
  • Herceg Novi city center — about 2–3 km

Investment potential:

Three-bedroom apartments with sea views in Herceg Novi are in steady demand, especially among families and tenants looking for spacious housing by the coast; the presence of a large terrace and an open view of the bay increases the attractiveness of the property, and the apartment format makes it suitable both for personal living and for rental with good income potential.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
220 000 €
Real estate transfer tax
8 000 €
4 500 € (3% × 150 000) + 3 500 € (5% × 70 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs8 691 €
Estimated costs to purchase the propertyTotal: 228 691 €

Location

What's nearby

  • KindergartenNaša radost207 m
  • GroceriesVoli37 m
  • Pharmacy503 m
  • HospitalInstitut Dr. Simo Milošević568 m
  • RestaurantMrak399 m
  • Bus stop200 m
  • ATM501 m
  • AirportTivat Airport18.9 km
  • PortMarina - Škver2.4 km
  • Sea600 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 600 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€220,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,094/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,130/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,148/мес
Monthly payment
€1,016
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€154,000
Total interest€89,920
Loan amount
€154,000
Total interest
€89,920
Total payment
€243,920

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

220 000 €
2613