AI Summary

“Luxurious apartments with an area of 251 m², just 50 meters from the azure coast of Rafailovići — the perfect choice for those who appreciate space and comfort. You will find 4 cozy bedrooms, 3 bright living rooms, and two panoramic balconies offering a breathtaking view of the Adriatic Sea.”

SaleApartments#491

Apartment in Rafailovići No. 491

Rafailovici · Budva Riviera, Rafailovići, Montenegro
451 800 €
View: Sea view

Details

Area
251 м²
Bedrooms
4
To sea
50 m
Price per m²
1 800 €

Description

Luxurious penthouse with a stunning sea view. Located on the first line by the sea. This penthouse has a total area of 251m2. The apartment layout includes: a living room with a kitchen and dining area, three bedrooms, three bathrooms, a laundry room, a hallway, and a spacious terrace. This apartment is in an excellent location, within walking distance to the beach and close to many renowned Mediterranean restaurants.

Amenities

Sea View

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
451 800 €
Real estate transfer tax
19 590 €
4 500 € (3% × 150 000) + 15 090 € (5% × 301 800)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs20 533 €
Estimated costs to purchase the propertyTotal: 472 333 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€451,800
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,248/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,321/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,358/мес
Monthly payment
€2,087
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€316,260
Total interest€184,662
Loan amount
€316,260
Total interest
€184,662
Total payment
€500,922

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

451 800 €
1 800 €/m²№ 491