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AI Summary

A spacious 97 sq. m apartment in Seoce will become the perfect home for your family: it features two cozy bedrooms, a bright living room, and four balconies offering beautiful views. The property is located just 2 km from the azure sea and has been thoughtfully designed down to the smallest detail — from the functional kitchen to the comfortable layout — offering the perfect combination of comfort and location for 145,000 euros.

Sale Apartments#2495

Apartment in Seoce No. 2495

Seoce · Budva Riviera, M-1, 85310 Budva, Montenegro

145 000 €

Details

Area

97 м²

Rooms

Bedrooms

Bathrooms

Floor

1/4

Year built

2009

Parking

Yes

To sea

2000 m

Price per m²

1 495 €

Description

Apartment with sea view and parking in Seoce, near Budva, only 1500 €/m²
A spacious and cozy apartment of 97 m² is for sale, located in the village of Seoce, just 3 km from the center of Budva and 2 km from Jaz Beach — one of the most picturesque on the Budva Riviera.
The apartment is located on the elevated ground floor of a four-story legal residential building. Beneath the apartment there is a full technical floor with shared storage rooms, which makes living even more comfortable.
Layout:
a spacious hallway, a bright living room combined with a kitchen and dining area, two bedrooms, two bathrooms, and a large terrace with a magnificent view of the sea and the surroundings.
The apartment is sold furnished and equipped with appliances — fully ready for living or renting out.
Residents have access to private parking, and the documents are completely in order, with no restrictions or encumbrances.
This is an excellent offer for those looking for comfortable housing in a quiet and green area close to nature, yet only a few minutes’ drive from the center of Budva and all necessary infrastructure.
Various payment options are possible.

Amenities

Sea View Air conditioning Fully furnished Parking Terrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: 145 000 €
Real estate transfer tax: 4 350 €
Notary fees: 612 €

Possible additional costs

Cadastre applicationsfrom 30 €
Ownership sheets (listovi) for the dealfrom 7 €
Sworn translator services· per contract / hourfrom 50 €

Total required costs4 962 €

Estimated costs to purchase the propertyTotal: 149 962 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 2000 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Sale Apartments

Apartment in Seoce No. 2495

Seoce · Budva Riviera

145 000 €

1 495 €/m²№ 2495

Slava Maevski

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€145,000

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Ставки банков

Beta · still being polished

CKB Bankлучшая

фикс. на 5 лет · 7 дн

5.9%

€721/мес

NLB Banka

плавающая Euribor + 4.2% · 10 дн

6.3%

€745/мес

Erste Bank

фикс. на 3 года · 14 дн

6.5%

€757/мес

Monthly payment

€670

Over 240 months · at 5.0% p.a.

Loan amount€101,500

Total interest€59,265

Loan amount

€101,500

Total interest

€59,265

Total payment

€160,765

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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145 000 €

1 495 €/m²№ 2495