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AI Summary

A cozy 63 m² apartment in picturesque Sveti Stefan, located just 300 meters from the azure coastline. The spacious layout includes a bright bedroom, two comfortable living rooms, and a balcony with a beautiful view, making this offer ideal for a relaxing stay or a profitable investment. The property price is 320,000 euros.

No. 935

Apartment in Sveti Stefan No. 935

Sveti Stefan · Budva Riviera, Sveti Stefan, Montenegro
€320,000
View: Sea view

Details

Area
63 m²
Bedrooms
1
Bathrooms
1
Floor
3/4
Year built
2011
Parking
Yes
To sea
300 m
Price per m²
€5,079

Description

St. Stephen is a magical place that is impossible to take your eyes off. It is hard to imagine the emotions of people who come here to relax for just a few weeks. Many years ago, the island of St. Stephen was a fishing village, but today a luxury hotel complex has been built here. Of course, an apartment in Montenegro is not cheap, but when it is located in such a picturesque place, it is almost impossible to resist buying it. Our company’s clients have the opportunity to become the happy owners of an apartment in a new building (it was built five years ago). The apartment area is 63 m2, the property is fully furnished and equipped with all the necessary appliances. The apartment consists of a large guest room combined with a kitchen, a bedroom, a bathroom, and a spacious terrace with a panoramic sea view. Technically, there is the possibility of making one more small bedroom.

Amenities

Sea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€320,000
Real estate transfer tax
€13,000
€4,500 (3% × 150,000) + €8,500 (5% × 170,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€13,801
Estimated costs to purchase the propertyTotal: €333,801

Location

What's nearby

  • Kindergarten1.5 km
  • GroceriesMTK Market206 m
  • RestaurantAmadeus42 m
  • Bus stopSveti-Stefan -> Budva221 m
  • ATM248 m
  • AirportTivat Airport21.9 km
  • PortMarina Budva5.6 km
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€320,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,592/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,644/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,670/mo
Monthly payment
€1,478
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€224,000
Total interest€130,792
Loan amount
€224,000
Total interest
€130,792
Total payment
€354,792

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€320,000
€5,079/m²No. 935