AI Summary

Stylish apartments of 80 m² are for sale just 100 meters from the azure sea in the heart of Tivat! A spacious bright living room and two cozy bedrooms await you - the perfect combination of comfort and proximity to the promenade for your ideal vacation or permanent living.

Apartment in Tivat No. 177

Tivat · Bay of Kotor, Tivat, Montenegro
298 000 €
View: Sea view

Details

Area
80 м²
Bedrooms
2
Bathrooms
2
Year built
2018
Parking
Yes
To sea
100 m
Price per m²
3 725 €

Description

A beautiful new home in the very center of Tivat, next to the Porto Montenegro complex. Apartments available for sale: 32m2 (studio), 40m2 (one bedroom), and 80m2 (two bedrooms). The apartments offer views of a lovely park and the sea. All necessary infrastructure is nearby: sports fields, a medical center, a church, a school, a kindergarten, a cinema, cafes and restaurants, supermarkets, and other facilities. The building has its own inner courtyard, garage, and storage rooms. Luxury finish, using only the best and highest quality materials: Italian ceramics, first-class three-layer oak parquet, Villeroy & Boch sanitary ware, Grohe shower fittings, aluminum joinery with low-emissivity glass, and a video surveillance system. Ceiling height in the apartments is 3 meters.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
298 000 €
Real estate transfer tax
11 900 €
4 500 € (3% × 150 000) + 7 400 € (5% × 148 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs12 670 €
Estimated costs to purchase the propertyTotal: 310 670 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€298,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,482/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,531/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,555/мес
Monthly payment
€1,377
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€208,600
Total interest€121,800
Loan amount
€208,600
Total interest
€121,800
Total payment
€330,400

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

298 000 €
3 725 €/m²177