AI Summary

Cozy apartment of 87 m² just 80 meters from the azure sea in picturesque Utjeha. Spacious layout with two living rooms, a bright bedroom, and a balcony will be an ideal place for your vacation or comfortable living on the coast for only 90,000 EUR.

Apartment in Utjeha No. 1322

Uteha · Bar Riviera, Utjeha, Montenegro
90 000 €
View: Sea view

Details

Area
87 м²
Bedrooms
1
Bathrooms
1
Floor
4/?
Parking
Yes
To sea
80 m
Price per m²
1 034 €

Description

A two-bedroom apartment for sale in Utjeha, Bar Riviera.
The apartment's terrace offers panoramic views of the Adriatic Sea and mountains.
It's just a 5-minute walk to the beach.
Apartment layout: living room combined with kitchen, bedroom, bathroom, and terrace.
The apartment is partially furnished.
Convenient location. All necessary infrastructure is within walking distance.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
90 000 €
Real estate transfer tax
2 700 €
2 700 € (3% × 90 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs3 281 €
Estimated costs to purchase the propertyTotal: 93 281 €

Location

What's nearby

  • GroceriesPekara La Montenegro70 m
  • RestaurantFood House77 m
  • Bus stop117 m
  • ATM80 m
  • AirportGjadër Air Base39.1 km
  • PortMarina Kacema10.4 km
  • Sea80 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 80 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€90,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€448/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€462/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€470/мес
Monthly payment
€416
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€63,000
Total interest€36,785
Loan amount
€63,000
Total interest
€36,785
Total payment
€99,785

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

90 000 €
1 034 €/m²1322