AI Summary

A cozy 63 m² apartment in picturesque Zelenika is waiting for its new owners, just 400 meters from the azure sea. The well-thought-out layout includes two bright bedrooms, two modern bathrooms, a spacious living room, and a functional kitchen — an ideal option for comfortable living or a seaside getaway for 126,000 EUR.

SaleApartments#550

Apartment in Zelenika No. 550

Zelenika · Bay of Kotor, Zelenika, Montenegro
126 000 €
View: City view

Details

Area
63 м²
Bedrooms
1
Floor
1/?
Parking
Yes
To sea
400 m
Price per m²
2 000 €

Description

Two-bedroom apartment in a residential complex in the cozy area of Zelenika. This is a very nice, peaceful, and green place with well-developed infrastructure and beautiful nature. The apartment has a well-designed layout: a spacious living room combined with a kitchen, two bedrooms, and a large terrace. The apartment has undergone comprehensive interior finishing using high-quality materials. The complex grounds are surrounded by greenery, and there is a large swimming pool in the center of the complex. The apartment is sold with furniture and appliances. By purchasing this apartment, you are buying peace and comfort.

Amenities

Swimming poolCity viewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
126 000 €
Real estate transfer tax
3 780 €
3 780 € (3% × 126 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs4 377 €
Estimated costs to purchase the propertyTotal: 130 377 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€126,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€627/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€647/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€658/мес
Monthly payment
€582
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€88,200
Total interest€51,499
Loan amount
€88,200
Total interest
€51,499
Total payment
€139,699

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

126 000 €
2 000 €/m²№ 550