AI Summary

A spacious house with an area of 250 sq. m on the picturesque Bar Riviera is waiting for its owners just 400 meters from the azure sea. The house features a well-designed layout with 4 bedrooms, 2 cozy living rooms, and 3 bathrooms, making it an ideal choice for both family holidays and permanent living. This is a wonderful combination of privacy, style, and proximity to the beach for the price of 305,000 EUR.

House in Ratac No. 666

Bar Riviera, Ratac, Montenegro
305 000 €

Details

Area
250 м²
Land area
300 м²
Bedrooms
4
Bathrooms
3
Parking
Yes
To sea
400 m
Price per m²
1 220 €

Description

House in Ratac
A new house for sale in Bar. The total area of the house is 250 m2. The house has a beautiful sea view and is built in terraces along the slope. The house has: a sauna, billiards, a fireplace, and a barbecue. The house has 4 levels:
Level 1:
- garage (automatic gate) for 2 parking spaces, the garage roof (20 m2) serves as a terrace for the guest area. A small garden (a dozen cypress trees), oleanders, citrus trees (lemon, orange, and mandarin). Also on the 1st level there is a century-old oak tree.
Level 2:
- guest area (bedroom, bathroom with shower cabin). The roof of the guest area also serves as a terrace for the 3rd level. Kitchen, pantry, terrace, barbecue 20 m2, with a large table always in the shade under the oak tree.
Level 3:
- large living room, 2 bedrooms.
- kitchen.
- bathroom with shower.
- terrace (40 m2).
Level 4:
- billiard room (50 m2), fireplace.
- sauna with shower, bathroom.
- bedroom.
- utility room with mini kitchen.
- balcony (10 m2).
- parking.
- covered courtyard.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
305 000 €
Real estate transfer tax
12 250 €
4 500 € (3% × 150 000) + 7 750 € (5% × 155 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs13 035 €
Estimated costs to purchase the propertyTotal: 318 035 €

Location

What's nearby

  • AirportAerodrom Kapino polje166.2 km
  • PortMarina - Škver156.7 km
  • Sea400 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€305,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,517/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,567/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,592/мес
Monthly payment
€1,409
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€213,500
Total interest€124,661
Loan amount
€213,500
Total interest
€124,661
Total payment
€338,161

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

305 000 €
1 220 €/m²666