AI Summary

A cozy 46 m² apartment in a modern residential complex in Tivat is the perfect choice for comfortable living just 800 meters from the sea. The well-designed layout includes a bright bedroom and a spacious living room, while the offer is complemented by access to a private swimming pool and magnificent views of the surroundings. The property is priced at EUR 156,024, making it an excellent investment in real estate on the Adriatic coast.

Apartments in Tivat No. 2309

Tivat · Bay of Kotor
от156 024 €

Details

Area
46–99 м²
Bedrooms
1–3
Bathrooms
1
Floor
3/3
Year built
2026
To sea
800 m

Description

Apartments for sale in a luxury complex

We present to you apartments in a new premium complex consisting of two buildings with an underground garage and a swimming pool. The complex is located in a quiet area of the city, just 800 meters from the sea. It has only 11 apartments, surrounded by a peaceful oasis with a 15-meter swimming pool. Both buildings are equipped with elevators.

Each apartment includes:

  • Hall with wardrobe
  • Bedroom or several bedrooms
  • Bathroom
  • Kitchen
  • Dining room and living room with terrace

The apartments will be equipped with a multi-split heating and cooling system, top-quality parquet flooring in the bedrooms and living rooms, as well as high-quality sanitary ware and tiles in the bathroom. All rooms, including the kitchen and bathroom, have natural ventilation. An additional advantage is the designer interior, which is included in the apartment price.

Complex features:

Payment in 4 stages:

  • 50% – at the start of construction
  • 20% – after completion of the main works
  • 20% – upon move-in
  • 10% – upon property registration

Flexible payment terms. Individual terms and price adjustments are possible for early buyers with a one-time payment of 90%.

Additional information:

  • The price does not include furniture and interior fittings. Additional finishing according to a designer project is possible for an extra fee.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
156 024 €
Real estate transfer tax
4 801 €
4 500 € (3% × 150 000) + 301 € (5% × 6 024)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs5 429 €
Estimated costs to purchase the propertyTotal: 161 453 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 800 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€156,024
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€776/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€801/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€814/мес
Monthly payment
€721
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€109,217
Total interest€63,771
Loan amount
€109,217
Total interest
€63,771
Total payment
€172,988

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

156 024 €
2309