AI Summary

An exclusive plot in Igalo, located just 80 meters from the azure coastline, offers unique opportunities to build the villa of your dreams. A spacious area with a picturesque sea view is an ideal investment in premium real estate in one of the coziest corners of Montenegro.

SaleLand#1145

Plot in Njivice No. 1145

Igalo · Bay of Kotor, Njivice, Montenegro
650 000 €
View: Sea view

Details

Land area
300 м²
To sea
80 m

Description

A land plot is for sale in the resort village of Njivice, near the town of Herceg Novi. The plot area is 300 m². The plot is urbanized, and according to the detailed plan, a building of no more than four floors can be constructed. The plot is located just 80 meters from the sea and offers a beautiful view of the sea and mountains. The plot is designated for the construction of a building with a total area of 360 m², with a footprint not exceeding 120 m².

Amenities

Sea View

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
650 000 €
Real estate transfer tax
31 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 9 000 € (6% × 150 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs32 147 €
Estimated costs to purchase the propertyTotal: 682 147 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 80 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€650,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,234/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,339/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€3,392/мес
Monthly payment
€3,003
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€455,000
Total interest€265,672
Loan amount
€455,000
Total interest
€265,672
Total payment
€720,672

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

650 000 €
№ 1145