AI Summary

A luxurious 450 sq. m villa in the picturesque village of Utjeha is waiting for its owners just 400 meters from the azure sea. The spacious house features three cozy bedrooms, four living rooms, two kitchens, and three sunny balconies offering stunning views. It is the perfect combination of comfort, style, and proximity to the coast at an attractive price of 250,000 euros.

Villa in Utjeha No. 921

Uteha · Bar Riviera, Utjeha, Montenegro
250 000 €
View: Sea view

Details

Area
450 м²
Land area
400 м²
Bedrooms
3
Bathrooms
3
Year built
2010
Parking
Yes
To sea
400 m
Price per m²
556 €

Description

New three-story villa (built in 2010) in a quiet place on the Bar Riviera — Uteha, designed according to a custom project by an Italian architect. The balconies and terraces of the house offer a fabulous view of the sea and mountains (300-degree view). Quiet neighbors, living here year-round, a equipped pebble beach with restaurants is 350 m away, 15 minutes to Bar by car and 15 minutes to Veliki Pijesak Beach. This is a quiet, peaceful place that will be appreciated by lovers of tranquility.
The house, with a total area of 450 m2, is located on a plot with a total area of 400 m2. The plot is filled with fertile soil (2 m), with the possibility of planting large trees. On the plot there is a basin for installing a swimming pool and equipment, a double-volume water tank, a garage, as well as parking space for 2 cars in front of the house.
1st floor: From the spacious hall (11.5 m2) we enter a large living room (25 m2), which connects through a passage to the dining area and kitchen (12 m2 and 9 m2). From the living room and dining room there is access to the terraces. There is a bathroom, utility room, and access to the garage.
2nd floor: Hall (11 m2) with a balcony, three bedrooms. In one (20 m2) there is an en-suite bathroom with a bathtub and a walk-in closet, the other two (17 m2 and 15 m2) have their own bathrooms with shower cabins. All rooms open onto a balcony with a magnificent view.
3rd floor: Large living room (35 m2) with the possibility of installing a fireplace and a bar counter, with access to a 75 m2 terrace, where there is the possibility of placing a jacuzzi in the open air.
The house is unusual, first of all, for its design and impeccable view from all windows. The villa is fully ready for furnishing to the taste of its future owner: the floors are laid, the walls are painted, the electrical system is ready, and the bathrooms are equipped.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
250 000 €
Real estate transfer tax
9 500 €
4 500 € (3% × 150 000) + 5 000 € (5% × 100 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs10 222 €
Estimated costs to purchase the propertyTotal: 260 222 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€250,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,244/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,284/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,305/мес
Monthly payment
€1,155
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€175,000
Total interest€102,181
Loan amount
€175,000
Total interest
€102,181
Total payment
€277,181

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

250 000 €
556 €/m²921