Deal-cost calculator
Enter the asking price — we calculate the transfer tax, notary tariff, cadastre and translator at the official Montenegrin rates.
Enter at least €10,000
Buying a property from the MD Realty catalog costs the buyer no agency commission.
Estimated purchase transaction costs
Approximate breakdown of additional costs when buying
- Property price
- €350,000
- Property transfer tax
- €14,500
Notarial deed details
By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.
Possible additional costs (not in the total)
Government fees
- Cadastre registration of title (state fee)from €30
- Title sheets (listovi) for the dealfrom €7
Rates and calculation formulas
The calculator above uses the official Montenegrin rates. The tables below show the same numbers: transfer tax, notary tariff, cadastre and translator. Useful for verifying the math or estimating without typing into the form.
Property transfer tax (PPN)
Applies on the secondary market. Progressive — each rate applies only to the portion of the price within its bracket, not to the full price.
| Asking price | Tax rate |
|---|---|
| from €0 to €150,000 | 3% |
| from €150,000 to €500,000 | 5% |
| above €500,000 | 6% |
On the primary market (direct purchase from a VAT-registered developer) no property transfer tax is due — VAT is already in the price.
Notary tariff (Tarifni broj 1)
Up to €119,999.99 the tariff is a flat amount by bracket; from €120,000 it follows a formula.
| Asking price | Fee (excl. VAT) |
|---|---|
| from €0 to €19,999.99 | 180 € |
| from €20,000 to €39,999.99 | 250 € |
| from €40,000 to €59,999.99 | 350 € |
| from €60,000 to €79,999.99 | 420 € |
| from €80,000 to €119,999.99 | 480 € |
| from €120,000 | by formula ↓ |
From €120,000
Base fee €480 + €13 for every started €15,000 above €119,999.99. The tariff is capped at €8,000; the surcharges below are added on top of the cap.
Example: €150,000 → started steps: 3 → 480 + 3 × 13 = €519.
Surcharges and other notarial services
Included in the calculator
- Each party beyond two (TB 21 (3))+5% of the TB 1 fee
- Court interpreter, witness or expert (TB 21 (5))+€15 each
- Cadastre application filed by the notary (TB 19 (1))€15
For reference, not in the estimate
- Outside office hours, at weekends or on public holidays (TB 21 (1))+25%, at least €50
- Notary travelling to you (TB 21 (2))+€35 per started hour
- Power of attorney for the deal (TB 1 (7))€60 each
- The TB 1 fee already covers signature certification, copies of attachments and the copies of the deed issued right after signing (TB 1 (3)).
- 21% VAT is charged on the whole fee, surcharges included (Art. 12).
- The tariff is binding on every notary: negotiated discounts or mark-ups are prohibited (Art. 13).
Additional costs (not in the total)
Government fees
- Cadastre registration of title (state fee)from 30 €
- Title sheets for the deal (list nepokretnosti)from 7 €
Specialist services
- Court interpreter's own feepaid to the interpreter directly, per contract or hourfrom 50 €
Sources
- Notary Tariff, Official Gazette of Montenegro 49/2026, in force since 9 April 2026
- Montenegrin law on the tax on transfer of real estate rights
What makes up a Montenegrin deal cost
On top of the asking price, buying property in Montenegro has four main lines: the property transfer tax (PPN), the notary tariff, cadastre registration and a sworn translator's fee when required by law.
The transfer tax applies on the secondary market and is calculated on a progressive scale: 3% on the first €150,000, 5% from €150,000 to €500,000 and 6% on anything above €500,000. On the primary market (a direct purchase from a VAT-registered developer) this tax is not paid — VAT is already in the price.
The notary tariff is set by the Notary Tariff (Official Gazette of Montenegro 49/2026) and is the same at every notary. Up to €119,999.99 a fixed bracket applies; from €120,000 it is €480 plus €13 for every started €15,000, capped at €8,000. If more than two parties sign the deed (for example, a married couple buying together), the fee rises by 5% for each party beyond two, and a court interpreter adds €15. Filing the cadastre application through the notary costs another €15. 21% VAT is charged on the full amount.
The cadastre state fee for registering title and the title sheets average €30–50. A sworn translator for foreign-language contracts costs from €50 per document or hour. Treat this as a ballpark — the final amount depends on the deal terms: the number of parties, an interpreter, powers of attorney, urgency. The notary tariff itself is the same at every notary, and deviating from it is prohibited.