Deal-cost calculator
Enter the asking price — we calculate the transfer tax, notary tariff, cadastre and translator at the official Montenegrin rates.
Enter at least €10,000
Estimated purchase transaction costs
Approximate breakdown of additional costs when buying
- Property price
- 350 000 €
- Real estate transfer tax
- 14 500 €
Possible additional costs
- Cadastre applicationsfrom 30 €
- Ownership sheets (listovi) for the dealfrom 7 €
Rates and calculation formulas
The calculator above uses the official Montenegrin rates. The tables below show the same numbers: transfer tax, notary tariff, cadastre and translator. Useful for verifying the math or estimating without typing into the form.
Property transfer tax (PPN)
Applies on the secondary market. Progressive — each rate applies only to the portion of the price within its bracket, not to the full price.
| Asking price | Tax rate |
|---|---|
| from €0 to €150 000 | 3% |
| from €150 000 to €500 000 | 5% |
| above €500 000 | 6% |
On the primary market (direct purchase from a VAT-registered developer) the 3% tax doesn't apply — VAT is already in the price.
Notary tariff (Tarifni broj 1)
Up to €120,000 the tariff is a flat amount by bracket. Above that, the fee follows a formula.
| Asking price | Fee (excl. VAT) |
|---|---|
| from €0 to €19 999 | 180 € |
| from €20 000 to €39 999 | 250 € |
| from €40 000 to €59 999 | 350 € |
| from €60 000 to €79 999 | 420 € |
| from €80 000 to €119 999 | 480 € |
| above €120 000 | Above €120,000 ↓ |
Above €120,000
Base fee €480 + €13 for every started €15 000 of overflow. Capped at €8 000.
21% VAT is added on top of the notary service.
Additional costs
- Cadastre applicationsfrom 30 €
- Property listing (list nepokretnosti)from 7 €
- Sworn translatorwhen required by law, per document or hourfrom 50 €
Sources
- Montenegrin Notary Chamber, Tarifni broj 1 schedule
- Montenegrin law on the tax on transfer of real estate rights
What makes up a Montenegrin deal cost
On top of the asking price, buying property in Montenegro has four main lines: the property transfer tax (PPN), the notary tariff, cadastre registration and a sworn translator's fee when required by law.
The transfer tax applies on the secondary market and is calculated on a progressive scale: 3% on the first €150,000, 5% from €150,000 to €500,000 and 6% on anything above €500,000. On the primary market (a direct purchase from a VAT-registered developer) this tax is not paid — VAT is already in the price.
The notary tariff follows the official Tarifni broj 1 schedule of the Montenegrin Notary Chamber. Up to €120,000 a fixed bracket applies; above that, a base fee plus a top-up for every €15,000 of overflow, capped at €8,000. A 21% VAT is added on top of the notary fee.
Cadastre registration (applications and the property listing) averages €30–50. A sworn translator for foreign-language contracts costs from €50 per document or hour. Treat this as a ballpark — the final amount depends on deal terms and the specific notary's tariff.