AI Summary

A cozy three-story house with an area of 107 sq.m in the picturesque city of Bar will be the perfect place for comfortable living just 700 meters from the sea. The well-thought-out layout includes three bright bedrooms, a spacious living room, a functional kitchen, and three bathrooms, providing maximum convenience for the whole family. This is an excellent offer for EUR 220,000 for those who dream of their own home surrounded by Mediterranean nature.

House in Bar No. 1349

Bar · Bar Riviera, Bar, Montenegro
220 000 €
View: Sea view

Details

Area
107 м²
Land area
284 м²
Bedrooms
3
Bathrooms
3
Parking
Yes
To sea
700 m
Price per m²
2 056 €

Description

A two-story house is for sale in the quiet area of Ratac, on the Bar Riviera. For those who love peace and quiet, this place is ideal.
The house consists of two floors.
The total area of the house is 107+88 m2.
House layout:
On the first floor: living room, kitchen, utility room, bathroom.
On the second floor: kitchen, 3 bedrooms, bathroom and toilet, 2 terraces with sea views.
There is an opportunity to add a third floor.
There is a garage and a parking space on the property.
Negotiable.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
220 000 €
Real estate transfer tax
8 000 €
4 500 € (3% × 150 000) + 3 500 € (5% × 70 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs8 691 €
Estimated costs to purchase the propertyTotal: 228 691 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 700 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€220,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,094/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,130/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,148/мес
Monthly payment
€1,016
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€154,000
Total interest€89,920
Loan amount
€154,000
Total interest
€89,920
Total payment
€243,920

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

220 000 €
2 056 €/m²1349