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AI Summary

A cozy three-story house with an area of 107 sq.m in the picturesque city of Bar will be the perfect place for comfortable living just 700 meters from the sea. The well-thought-out layout includes three bright bedrooms, a spacious living room, a functional kitchen, and three bathrooms, providing maximum convenience for the whole family. This is an excellent offer for EUR 220,000 for those who dream of their own home surrounded by Mediterranean nature.

HousesNo. 1349

House in Bar No. 1349

Bar · Bar Riviera, Bar, Montenegro
€220,000
View: Sea view

Details

Area
107 m²
Land area
284 m²
Bedrooms
3
Bathrooms
3
Parking
Yes
To sea
700 m
Price per m²
€2,056

Description

A two-story house is for sale in the quiet area of Ratac, on the Bar Riviera. For those who love peace and quiet, this place is ideal.
The house consists of two floors.
The total area of the house is 107+88 m2.
House layout:
On the first floor: living room, kitchen, utility room, bathroom.
On the second floor: kitchen, 3 bedrooms, bathroom and toilet, 2 terraces with sea views.
There is an opportunity to add a third floor.
There is a garage and a parking space on the property.
Negotiable.

Amenities

Sea ViewParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€220,000
Property transfer tax
€8,000
€4,500 (3% × 150,000) + €3,500 (5% × 70,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€8,709
Estimated costs to purchase the propertyTotal: €228,709

Location

What's nearby

  • SchoolAdriatic Open232 m
  • KindergartenMala bajka328 m
  • GroceriesIDEA107 m
  • PharmacyMeditas117 m
  • RestaurantScandal44 m
  • Bus stop220 m
  • ATMLovćen Banka78 m
  • AirportPodgorica Airport32.1 km
  • PortLuka Bar424 m
  • Sea700 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 700 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€220,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,094/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,130/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,148/mo
Monthly payment
€1,016
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€154,000
Total interest€89,920
Loan amount
€154,000
Total interest
€89,920
Total payment
€243,920

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€220,000
€2,056/m²No. 1349