MD Realty · Invest & Build
On the coast and in the north. We find and check land for your idea, put together the team for design and construction, and sell or let the finished property. The numbers are worked out in ROI scenarios before you buy the plot.
Checked before any deposit

How it works
One route from finding land to selling or letting the finished property. The search, checks, purchase and sale we handle ourselves; design and construction are run by a team we select and coordinate.
A home, apartments to let or a complex to sell. The brief: what you build, floor area, land budget, region and how you plan to exit.
Land
Plots directly from owners, MD Maps with cadastre and €/m² prices, official registries of concept designs and the MD catalogue.
We check ourselves and bring in lawyers and surveyors as needed: cadastre, plan, encumbrances, access, utilities. UTU end to end, where possible.
Deposit only after the checks, contract at the notary, payment through a Montenegrin bank, registration in the cadastre.
Property
We select the architect: concept design, a budget guide and a check that the design still fits the ROI scenario.
We coordinate, we don’t build: a general contractor or contractors by stage, technical supervision and acceptance. Or a JV with a developer.
Use permit paperwork, photos and 3D for marketing, as with the projects in the MD catalogue.
Exit
We sell through MD Realty: our catalogue, agents, property portals and a partner network of agencies.
Worked out in three ROI scenarios: conservative, base and optimistic. A basis for your decision, not a forecast or a guaranteed return.
Not knowing what can be built. Fear of hidden title problems. Being far away. Not knowing the real price. We answer each with checks and data, not promises.
We check the planning document and, where possible, help you obtain the UTU end to end
We check the cadastre record, encumbrances, access and utilities before any deposit, bringing in lawyers and surveyors where needed
A land report for every plot; every document and decision in writing
€/m² prices nearby on MD Maps, comparables without duplicates, ROI scenarios with stated assumptions
Plots offered to us directly by owners
Land sourcing
Building type, floor area, budget, area and timeline come first. Then we search plots offered to us directly by owners, cadastre and price data on MD Maps, our catalogue, official registries and the open market.
Every plot on the shortlist is checked before any deposit: cadastre record, applicable planning document, urban-technical conditions, encumbrances, road access and utilities.

What you plan to build, floor area, land budget, region (coast or north), timeline, strategy.
Plots directly from owners, MD Maps (cadastre, €/m² prices, listings), the MD catalogue (Land), official registries of concept designs, the open market.
We check ourselves and bring in lawyers, surveyors and other specialists as needed: cadastre, planning documents (PUP/DUP/GUP/UP), UTU, encumbrances, access, utilities.
By law they are issued within 20 days of the request (Art. 74); in practice it can take longer.
Price and terms with the owner; a deposit only after the checks.
Contract at a notary, payment through a Montenegrin bank, registration in the cadastre.
We run the checks ourselves and bring in lawyers, surveyors and other professionals depending on the question.
Where possible, we help you obtain the urban-technical conditions (UTU) end to end, so permitted floor area, height and use are confirmed in writing.
A written report for each plot: summary, title, what may be built, access and utilities, what is being designed nearby, price context, ROI scenarios, risks and the full cost of the deal.

Verdict: suitable / suitable with conditions / not suitable; the three main strengths and risks.
Cadastral municipality (KO), parcel number, area, shape, terrain, photos and map.
Owners, shares, mortgages, disputes, pre-emption rights.
Planning document and zone, permitted use, gross floor area (BRGP), building and site coverage indices, number of floors, parking.
Road access, water, electricity, sewerage, distances to the connection points.
Concept designs (IR) for neighbouring plots in recent years.
€/m² for plots nearby, listings, comparables without duplicates.
Three scenarios with stated assumptions and a disclaimer.
Red flags and what else to check.
UTU, design, team, construction model.
We work with official registries: the cadastre and the Ministry's and municipalities' registries of concept designs and planning documents. Plus price analytics on MD Maps and comparables cleaned of duplicates.



Several scenarios on market data, every assumption stated. A basis for your decision, not a forecast or a guaranteed return.
MD Realty is not a construction company. For each project we select vetted architects, contractors, technical supervision and lawyers, coordinate them and protect your interests.


We help obtain the urban-technical conditions, where possible.
Architect selection, concept design (idejno rješenje) and a budget estimate.
We don't build: we select architects, contractors, supervision and lawyers and represent you.
A ready income property or a JV with a developer.
For example: a general contractor; separate contractors by stage; or a joint venture with a developer.
One contractor for the whole build; MD helps you choose one, review the contract and arrange technical supervision. Suits you when you want a single party responsible.
Contracts by stage; MD coordinates the schedule and acceptance. More control over the budget.
Your land plus the developer's experience and capital; MD finds the partner. Suits you if you don't want to run the build yourself.
MD Realty is a brand owned by Bijeli Lav DOO, Budva (PIB 03119599).
In partnership with IOPCG (Institut ovlašćenih procjenjivača Crne Gore).
Google rating: 4.9 out of 5 · reviews: 30
Yes, on the same terms as citizens. Agricultural land over 5,000 m² and border zones require a Montenegrin company.
No. We select and coordinate the architects, contractors and supervisors, and act on your side throughout.
What you plan to build, land budget, preferred area, timeline.