Skip to content

AI Summary

A spacious 250 sq. m house in picturesque Herceg Novi will become your ideal retreat just 450 meters from the azure sea. The modern layout includes a cozy living room, a functional kitchen, and two bright bedrooms, while the well-kept surrounding area invites pleasant outdoor relaxation. This is an excellent offer for those seeking comfort and privacy in one of the most beautiful cities in Montenegro for the price of 475,000 euros.

HousesNo. 1321

House in Herceg Novi No. 1321

Herceg Novi · Bay of Kotor, Herceg Novi, Montenegro
€475,000

Details

Area
250 m²
Land area
400 m²
Bedrooms
2
Bathrooms
2
Parking
Yes
To sea
450 m
Price per m²
€1,900

Description

A cozy house for sale in Herceg Novi, located on the shore of the Bay of Kotor.
The total area of the house is 250 m2.
The house has a good layout: on the first floor there is an entrance hall, a living room combined with a kitchen, a bedroom, a bathroom, and a terrace.
On the second floor there is a living room, a bedroom, a bathroom, and a terrace.
The interior grounds are well maintained, with a garden with fruit trees, a swimming pool, and parking for 2 cars.

Amenities

Swimming poolAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€475,000
Property transfer tax
€20,750
€4,500 (3% × 150,000) + €16,250 (5% × 325,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€21,726
Estimated costs to purchase the propertyTotal: €496,726

Location

What's nearby

  • SchoolOsnovna škola “Milan Vuković”1.6 km
  • Kindergarten543 m
  • GroceriesAlter modus herceg novi129 m
  • PharmacyApoteka Veselin132 m
  • HospitalInstitut Dr. Simo Milošević1.6 km
  • Restaurant127 m
  • Bus stopCENTAR240 m
  • ATM234 m
  • AirportTivat Airport16.8 km
  • PortMarina - Škver482 m
  • Sea450 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 450 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€475,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,363/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,440/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,479/mo
Monthly payment
€2,194
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€332,500
Total interest€194,145
Loan amount
€332,500
Total interest
€194,145
Total payment
€526,645

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€475,000
€1,900/m²No. 1321