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AI Summary

A spacious 232 m² house in sunny Herceg Novi is waiting for its new owners just 200 meters from the azure sea. The house features 5 cozy bedrooms, a bright living room, and sunny balconies — an ideal place for comfortable living for a large family or a profitable investment on the Adriatic coast.

HousesNo. 374

House in Herceg Novi No. 374

Herceg Novi · Bay of Kotor, Herceg Novi, Montenegro
€460,000
View: Sea view

Details

Area
232 m²
Land area
301 m²
Bedrooms
5
Parking
Yes
To sea
200 m
Price per m²
€1,983

Description

A house with a magnificent sea view. And since this is a house in Montenegro, it also has a mountain view. It is located in the city of Herceg Novi, which lies at the foot of Mount Orjen. The city was founded in the late 14th century; its owners and cultures changed constantly, which made its architecture unique. The town of Igalo (often considered part of Herceg Novi) is a popular balneological resort. We invite you to settle here. A large (232 sq. m.) solid house very close (200 m) to the beach. The building has three floors:
1st floor - kitchen, living room, bathroom and bedroom
2nd floor - three large bedrooms
3rd floor - one bedroom and a kitchen, plus a large open terrace.
Each floor has balconies with a magnificent view. The house is fully furnished and is just waiting for your arrival.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€460,000
Property transfer tax
€20,000
€4,500 (3% × 150,000) + €15,500 (5% × 310,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€20,961
Estimated costs to purchase the propertyTotal: €480,961

Location

What's nearby

  • SchoolOsnovna škola “Milan Vuković”1.3 km
  • Kindergarten816 m
  • GroceriesIDEA128 m
  • PharmacyApoteka Čukvas315 m
  • HospitalPorodilište Meljine1.6 km
  • Restaurantcafe184 m
  • Bus stop165 m
  • ATMAddiko Bank298 m
  • AirportTivat Airport16.6 km
  • PortMarina - Škver506 m
  • Sea200 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 200 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€460,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,288/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,363/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,401/mo
Monthly payment
€2,125
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€322,000
Total interest€188,014
Loan amount
€322,000
Total interest
€188,014
Total payment
€510,014

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€460,000
€1,983/m²No. 374