AI Summary

In Đenovići, Herceg Novi, a multi-level house is offered for sale with a plot area of 364 m² and panoramic views of the sea, the city, and the mountains, just 500 m from the shore. The house is fully furnished and includes 7 rooms, 4 bedrooms, 5 bathrooms, a terrace, a garden, parking, and can be used as a single space or as three separate apartments.

House in Herceg Novi No. 2624

Herceg Novi · Bay of Kotor
760 000 €
View: City view, Sea view, Mountain view

Details

Area
269 м²
Land area
364 м²
Rooms
7
Bedrooms
4
Bathrooms
5
Parking
Yes
To sea
500 m

Description

We offer for sale a house located in the Đenovići area of Herceg Novi, with open sea views from all levels. The property is a multi-level residence that can be used as a single living space or as three separate apartments.

Main features:

  • View: panoramic sea view
  • Number of levels: 3
  • Possibility of division: into 3 separate residential units
  • Additional: wine cellar ~30 m²

About the house:

The house consists of three levels connected by an internal staircase, which makes it possible to organize independent living on each floor if needed.

The first level features a spacious kitchen, dining area, living room, and 2 bathrooms. The second level includes a living room with a kitchen, 3 rooms, and 2 bathrooms. The top level is a loft with a small kitchen, sleeping area, and bathroom.

An additional advantage is the wine cellar of about 30 m², located beneath the lower terrace.

Thanks to its layout, the property is suitable both for a large family and for rental purposes with division into several apartments.

Location:

The house is located in the Đenovići area, close to the coast.

  • The sea and promenade are within walking distance
  • Supermarkets — 300–600 m
  • Cafes and restaurants — 300–700 m
  • Portonovi — nearby

The area combines a peaceful residential atmosphere with proximity to modern infrastructure.

Investment potential:

The property has strong investment potential thanks to the possibility of dividing it into three independent residential units, allowing the house to be used both for personal living and for rental, providing multiple income streams, while the location near Portonovi and the sea view further increase the liquidity and attractiveness of the property.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
760 000 €
Real estate transfer tax
37 600 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 15 600 € (6% × 260 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs38 857 €
Estimated costs to purchase the propertyTotal: 798 857 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€760,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,781/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,904/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€3,966/мес
Monthly payment
€3,511
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€532,000
Total interest€310,631
Loan amount
€532,000
Total interest
€310,631
Total payment
€842,631

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

760 000 €
2624