Urgent sale

AI Summary

A magnificent 235 sq. m villa in the picturesque Kostanjica is located just 35 meters from the azure sea. This exclusive home with 4 bedrooms, a private pool, and spacious terraces will be the perfect choice for those who appreciate privacy, comfort, and breathtaking sea views.

SaleVillas#2117
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Great price

Villa in Kostanjica No. 2117

Current as of May 27, 2026
Kostanica · Bay of Kotor, Kostanjica, Montenegro
650 000 €
Price reduced −8%
710 000 €650 000 €
View: Sea view

Details

Area
235 м²
Land area
400 м²
Rooms
5
Bedrooms
4
Bathrooms
3
Year built
2012
Parking
Yes
To sea
35 m
Price per m²
3 468 €

Description

A magnificent three-story villa with a total area of 235 m², on a 400 m² plot, ideally located on the first line by the sea in Kostanjica. The villa is situated in a cozy residential complex, offering panoramic sea views and located just 20 meters from the beautiful Bay of Kotor.

The excellent infrastructure of this location, as well as the convenient distance from the main road and city noise, make the residential complex exceptionally practical and comfortable.

The villa layout includes four spacious bedrooms, three bathrooms, a large living room with a dining area, a kitchen, and terraces with magnificent sea views. In addition, the villa has its own sauna - the perfect place for rest and relaxation. The villa is fully furnished.

The complex features a private swimming pool. The area adjacent to the villa is landscaped with greenery and flowers, which are maintained by the complex management service.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
650 000 €
Real estate transfer tax
31 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 9 000 € (6% × 150 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs32 147 €
Estimated costs to purchase the propertyTotal: 682 147 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 35 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€650,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,234/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,339/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€3,392/мес
Monthly payment
€3,003
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€455,000
Total interest€265,672
Loan amount
€455,000
Total interest
€265,672
Total payment
€720,672

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

650 000 €
3 468 €/m²2117