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AI Summary

Villa for sale with sea view in Tivat, Donja Lastva area. 240 m², 3 bedrooms, swimming pool, garage, plot 340 m². Walking distance to Porto Montenegro and the city center. Ideal for living and investment.

HousesNo. 2587

Villa in Tivat No. 2587

Tivat · Bay of Kotor
€840,000
Price reduced
€840,013→ €840,000
View: Sea view, Mountain view

Details

Area
240 m²
Land area
340 m²
Rooms
4
Bedrooms
3
Bathrooms
3
Year built
2019
Parking
Yes

Description

A three-storey villa with panoramic sea views is offered for sale, located in the prestigious Donja Lastva area, within walking distance of the center of Tivat and the Porto Montenegro yacht marina.

Main features:

  • House area: 240 m²
  • Plot area: 340 m²
  • 3 bedrooms / 4 rooms
  • 3 bathrooms
  • Private pool
  • Covered terrace
  • Parking for 3 cars
  • Sea view
  • Distance to the sea: 800 m

About the villa:

The villa is designed in a classic Mediterranean style:

  • marble facade
  • Italian finishing materials
  • spacious bright rooms
  • functional layout for a family

The private pool and covered terrace create a comfortable space for relaxation and entertaining guests.

The villa has a functional three-level layout:

First floor

  • living room with fireplace
  • kitchen with dining area
  • bathroom
  • access to the covered terrace and pool

Second floor

  • master bedroom
  • walk-in closet
  • study (suitable for remote work)
  • bathroom

Third floor

  • two bedrooms
  • bathroom
  • terrace with open sea view

Location:

  • Tivat center — 5–10 minutes on foot
  • Porto Montenegro— 5–10 minutes
  • promenade and sea — about 800 m
  • restaurants and cafes — 5–10 minutes
  • international schools — in the immediate vicinity
  • Tivat Airport — about 5 km

Investment potential:

Real estate in Tivat, especially in the Donja Lastva area, is in high demand among foreign buyers and tenants. The villa is an ideal solution for family living, as well as a promising investment property.

Amenities

TerraceSea ViewParkingAir conditioningCity viewFully furnishedSwimming poolMountain viewGardenIntercomAlarm system

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€840,000
Property transfer tax
€42,400
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €20,400 (6% × 340,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€43,770
Estimated costs to purchase the propertyTotal: €883,770

Location

What's nearby

  • SchoolOŠ "Drago Milović"425 m
  • Kindergarten1.7 km
  • GroceriesSlatka kuća307 m
  • PharmacyApoteka Latkovich893 m
  • Restaurant378 m
  • Bus stop328 m
  • ATM1.2 km
  • AirportTivat Airport5.5 km
  • PortYacht club Delfin867 m
  • Sea414 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€840,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,179/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,315/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,384/mo
Monthly payment
€3,881
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€588,000
Total interest€343,330
Loan amount
€588,000
Total interest
€343,330
Total payment
€931,330

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€840,000
No. 2587