Spacious living room with a wooden staircase, soft seating, and a dining area in a house, Kotor, Montenegro.

Bathroom with dark tiles, a washing machine, and plumbing fixtures in a house for sale, Kotor, Montenegro.

Bathroom with a corner bathtub and dark tiles in a house for sale in Kotor, Montenegro.

Living room with a wooden dining table and chairs in a house in Kotor, Montenegro: interior with shelves and decor.

Bedroom with a double bed, parquet flooring, and a bright interior in a house for sale, Kotor, Montenegro.

Cozy bedroom with a double bed and parquet flooring in a house for sale in Kotor, Montenegro.

Cozy bedroom with a double bed and parquet flooring in a house for sale, Kotor, Montenegro.

Two bedrooms with single beds and parquet flooring in a house in Kotor, Montenegro. Cozy interior with an ironing board.

View from the window of a cozy stone courtyard and old houses with tiled roofs in the Old Town of Kotor, Montenegro.

A narrow cobblestone street in the Old Town of Kotor, Montenegro, with stone houses, shutters, and a terrace with a lion statue.

Living room with a leather sofa and a view of the old town in a house in Kotor, Montenegro: interior with wooden flooring.

Living room with a wooden staircase and upholstered furniture in a house, Kotor, Montenegro. Interior with laminate flooring and a TV area.

Spacious living room with soft furniture, dining area, and laminate flooring in a house for sale, Kotor, Montenegro.

Spacious living room with a leather sofa and wooden floor in a house in Kotor, Montenegro.

Living room with a wooden staircase and dining area in a house in Kotor, Montenegro: leather sofa and parquet floor.

Living room with a wooden staircase and dining area in a house in Kotor, Montenegro: soft seating, TV, and parquet flooring.

Hallway with a wooden coat rack and a tiled staircase in a house for sale, Kotor, Montenegro.

Bright kitchen-dining room in a house in Kotor, Montenegro: dining area, kitchen set, stove, and appliances.

Bright kitchen in a house in Kotor, Montenegro: beige cabinets, tiled backsplash, sink, and appliances.

Cozy restaurant terrace in the old town of Kotor, Montenegro: tables under umbrellas and stone architecture of the buildings.

A narrow street in the old town of Kotor, Montenegro: traditional stone houses with wooden doors and white shutters.

Facade of an old stone house in the historic center of Kotor, Montenegro, with a wooden door and cobblestone paving.

Cozy bedroom with a double bed in a house in Kotor, Montenegro: bright interior, modern furniture and decor.

Compact bedroom with a double bed and built-in kitchen in an apartment, Kotor, Montenegro.

Bedroom with a double bed and kitchenette in a house in Kotor, Montenegro. Modern interior with red furniture.

Cozy studio with a double bed, kitchenette, and shower in a house in Kotor, Montenegro.

Compact bedroom with a fold-down bed and kitchenette in a house in Kotor, Montenegro. Modern finishes and furniture.

Compact bedroom with a fold-down bed and kitchenette in a house, Kotor, Montenegro.

Compact kitchen with orange cabinets and appliances in an apartment, Kotor, Montenegro.

Compact kitchen with orange cabinet fronts and built-in appliances in an apartment, Kotor, Montenegro.

Living room with a bright kitchen and sofa in a house in Kotor, Montenegro: modern interior with photo wallpaper and a seating area.

Living room with kitchen in a house in Kotor, Montenegro: a blue sofa, a bright kitchen set, and a mural with a seascape.

Interior of a living room with kitchen and shower in a house, Kotor, Montenegro: blue sofa, red furniture, and photo wallpaper on the wall.

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AI Summary

A luxury business-class villa with an area of 240 m² is located just 100 meters from the azure sea in picturesque Kotor. This magnificent house with five bedrooms and a spacious living room is ideal for comfortable living, combining proximity to the beach with refined Mediterranean style. The property is priced at 1,000,000 euros, making it an attractive purchase for connoisseurs of premium real estate in Montenegro.

Sale Houses#1903

House in Kotor No. 1903

Kotor · Bay of Kotor

1 000 000 €

View: City view

Details

Area

240 м²

Bedrooms

Bathrooms

To sea

100 m

Price per m²

4 167 €

Description

A house with five apartments inside and a commercial space on the ground floor is for sale. The house is located in the center of the Old Town of Kotor and has several terraces (3 large and two small ones).

The apartments are fully equipped for living, furnished, and fitted with all the necessary appliances. The house operated as a ready-made business (the apartments were rented out through Booking), and there was a shop in the commercial space on the ground floor.

The house is sold as a whole, but the owner is also considering the possibility of selling the commercial space on the ground floor separately from the apartments (it has a separate entrance) for 300,000 euros. The area of the commercial space is 60 sq. m.

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Amenities

City view Mountain view Air conditioning Fully furnished Terrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: 1 000 000 €
Real estate transfer tax: 52 000 €
Notary fees: 1 509 €

Possible additional costs

Cadastre applicationsfrom 30 €
Ownership sheets (listovi) for the dealfrom 7 €
Sworn translator services· per contract / hourfrom 50 €

Total required costs53 509 €

Estimated costs to purchase the propertyTotal: 1 053 509 €

Location

What's nearby

SchoolGradska Muzika Kotor66 m
Kindergarten267 m
GroceriesTobacco Shop57 m
PharmacyVegapharm81 m
HospitalOpšta bolnica Kotor804 m
RestaurantLetrika22 m
Bus stopRiva170 m
ATM75 m
AirportTivat Airport4.5 km
PortKotor Cruise Pirs398 m
Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Sale Houses

House in Kotor No. 1903

Kotor · Bay of Kotor

1 000 000 €

4 167 €/m²№ 1903

Slava Maevski

Your agent

Call

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Calculate mortgage

Beta · still being polished

Property price

€1,000,000

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Ставки банков

Beta · still being polished

CKB Bankлучшая

фикс. на 5 лет · 7 дн

5.9%

€4,975/мес

NLB Banka

плавающая Euribor + 4.2% · 10 дн

6.3%

€5,137/мес

Erste Bank

фикс. на 3 года · 14 дн

6.5%

€5,219/мес

Monthly payment

€4,620

Over 240 months · at 5.0% p.a.

Loan amount€700,000

Total interest€408,726

Loan amount

€700,000

Total interest

€408,726

Total payment

€1,108,726

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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1 000 000 €

4 167 €/m²№ 1903