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AI Summary

A luxurious 236 m² villa in Kumbor is located just 10 meters from the azure sea, offering unmatched comfort and panoramic views. The house features 4 spacious bedrooms, a light-filled living room, and cozy balconies, perfect for enjoying the sea breeze. This is a unique offer for those who dream of living in absolute harmony with the Adriatic coast.

No. 568

House in Kumbor No. 568

Kumbor · Bay of Kotor, Kumbor, Montenegro
€750,000
View: Sea view

Details

Area
236 m²
Land area
1000 m²
Bedrooms
4
Parking
Yes
To sea
10 m
Price per m²
€3,178

Description

A beautiful large two-story house with an area of 236 m2, located 4 km from Kotor. The house has four bedrooms on two floors, a living room, a kitchen, two bathrooms, and large terraces with a beautiful sea view. The house is furnished.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€750,000
Property transfer tax
€37,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €15,000 (6% × 250,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€38,275
Estimated costs to purchase the propertyTotal: €788,275

Location

What's nearby

  • SchoolAdriatic School437 m
  • GroceriesMini market429 m
  • PharmacyMaxima Pharmacy1.3 km
  • HospitalVojna bolnica2.8 km
  • RestaurantRestoran Olimpija381 m
  • Bus stop355 m
  • ATM497 m
  • AirportTivat Airport12.0 km
  • PortPortonovi Marina1.6 km
  • Sea10 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€750,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,731/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,853/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,914/mo
Monthly payment
€3,465
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€525,000
Total interest€306,544
Loan amount
€525,000
Total interest
€306,544
Total payment
€831,544

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€750,000
€3,178/m²No. 568