AI Summary

A luxurious 260 sq. m villa in picturesque Muo is located just 15 meters from the azure sea. The spacious house with 4 bedrooms and 5 cozy balconies offers ideal conditions for comfortable living, where every evening you can enjoy magnificent sea sunsets right from the living room.

House in Muo No. 1166

Muo · Bay of Kotor, Muo, Montenegro
570 000 €

Details

Area
260 м²
Land area
121 м²
Bedrooms
4
Bathrooms
2
Parking
Yes
To sea
15 m
Price per m²
2 192 €

Description

A three-story house is for sale in the village of Muo, three kilometers from the town of Kotor. The house has a total area of 260 m2 and is located on a plot of 121 m2. The distance to the sea is only 15 meters. The house is located two kilometers from the bus station and eight kilometers from Tivat Airport. Free public parking is available.
The house is ideal for rental purposes. On the first floor there are two studio apartments, each with its own separate entrance. All apartments have a kitchenette with a dining area and satellite TV. The bathrooms in the apartments are equipped with a shower cabin. The house is connected to all city utilities. On the second floor there is a large living room of 60 m2, a bathroom, and a staircase leading to the third floor. On the third floor there are two bedrooms and a bathroom.

A grocery store and several restaurants and bars are located 300 meters from the house.
In the Old Town of Kotor, you can visit the medieval Cathedral of Saint Tryphon and the ancient fortress.
House layout:
First floor: two studio apartments. Each apartment is 26 m2. Layout of both apartments: kitchen, living room, bathroom, terrace.
Second floor: living room, bathroom.
Third floor: two bedrooms, bathroom.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
570 000 €
Real estate transfer tax
26 200 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 4 200 € (6% × 70 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs27 253 €
Estimated costs to purchase the propertyTotal: 597 253 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 15 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€570,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,836/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,928/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,975/мес
Monthly payment
€2,633
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€399,000
Total interest€232,974
Loan amount
€399,000
Total interest
€232,974
Total payment
€631,974

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

570 000 €
2 192 €/m²1166