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AI Summary

A luxurious 570 sq. m villa in Tivat is the embodiment of comfort and privacy, just 500 meters from the Adriatic Sea. This spacious house with 12 bedrooms, five living rooms, and a private swimming pool is ideal for a large family or a prestigious investment project. Enjoy panoramic views from the terraces and the refined architecture of this unique property priced at 1,400,000 euros.

VillasNo. 1845

Villa in Tivat No. 1845

Tivat · Bay of Kotor
€1,400,000
View: Sea view

Details

Area
570 m²
Land area
450 m²
Bedrooms
12
Bathrooms
5
To sea
500 m
Price per m²
€2,456

Description

A ready-made business is offered for sale, consisting of 5 separate apartments. Each apartment offers a view of the bay from the windows.

Villa with full furnishings, equipped kitchen, private terrace.

For comfortable living inVilla is equipped with everything necessary:

  • air conditioners,
  • WiFi internet,
  • telephone.

The villa grounds include:

  • parking
  • swimming pool
  • basement

Area description:

  • The villa is built in the Kavac area (Tivat)
  • Distance to the beach - 500 m
  • Distance to the bus station – 300 m
  • Distance to the center of Tivat - 1.5 km
  • Distance to Tivat Airport – 2 km
  • Within walking distance there are shops, cafes, restaurants, and the beach.

The villa can be rented out as a whole or separately, as all apartments have their own separate entrance.

1st floor - one apartment with a total area of 200 m2. It has 4 bedrooms, a living room, kitchen, bathroom, toilet, and terrace.

2nd floor - 2 apartments of 80 m2 each with 2 bedrooms, a living room, kitchen, bathroom, and terrace.

3rd floor - 2 apartments of 105 m2 each with 2 bedrooms, a living room, kitchen, bathroom, and terrace.

Amenities

Swimming poolMountain viewSea ViewGrillAir conditioningReceptionTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,400,000
Property transfer tax
€76,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €54,000 (6% × 900,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€77,952
Estimated costs to purchase the propertyTotal: €1,477,952

Location

What's nearby

  • SchoolOŠ "Drago Milović"2.9 km
  • Kindergarten1.7 km
  • GroceriesDADI228 m
  • PharmacyApoteka HELP1.5 km
  • Restaurant1 Ciger & 1 Kebap271 m
  • Bus stop343 m
  • ATM349 m
  • AirportTivat Airport2.3 km
  • PortPine1.7 km
  • Sea500 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,400,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€6,965/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€7,192/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€7,307/mo
Monthly payment
€6,468
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€980,000
Total interest€572,216
Loan amount
€980,000
Total interest
€572,216
Total payment
€1,552,216

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,400,000
€2,456/m²No. 1845