AI Summary

A luxurious 570 sq. m villa in Tivat is the embodiment of comfort and privacy, just 500 meters from the Adriatic Sea. This spacious house with 12 bedrooms, five living rooms, and a private swimming pool is ideal for a large family or a prestigious investment project. Enjoy panoramic views from the terraces and the refined architecture of this unique property priced at 1,400,000 euros.

Villa in Tivat No. 1845

Tivat · Bay of Kotor
1 400 000 €
View: Sea view

Details

Area
570 м²
Land area
450 м²
Bedrooms
12
Bathrooms
5
To sea
500 m
Price per m²
2 456 €

Description

A ready-made business is offered for sale, consisting of 5 separate apartments. Each apartment offers a view of the bay from the windows.

Villa with full furnishings, equipped kitchen, private terrace.

For comfortable living inVilla is equipped with everything necessary:

  • air conditioners,
  • WiFi internet,
  • telephone.

The villa grounds include:

  • parking
  • swimming pool
  • basement

Area description:

  • The villa is built in the Kavac area (Tivat)
  • Distance to the beach - 500 m
  • Distance to the bus station – 300 m
  • Distance to the center of Tivat - 1.5 km
  • Distance to Tivat Airport – 2 km
  • Within walking distance there are shops, cafes, restaurants, and the beach.

The villa can be rented out as a whole or separately, as all apartments have their own separate entrance.

1st floor - one apartment with a total area of 200 m2. It has 4 bedrooms, a living room, kitchen, bathroom, toilet, and terrace.

2nd floor - 2 apartments of 80 m2 each with 2 bedrooms, a living room, kitchen, bathroom, and terrace.

3rd floor - 2 apartments of 105 m2 each with 2 bedrooms, a living room, kitchen, bathroom, and terrace.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 400 000 €
Real estate transfer tax
76 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 54 000 € (6% × 900 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs77 934 €
Estimated costs to purchase the propertyTotal: 1 477 934 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,400,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€6,965/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€7,192/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€7,307/мес
Monthly payment
€6,468
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€980,000
Total interest€572,216
Loan amount
€980,000
Total interest
€572,216
Total payment
€1,552,216

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 400 000 €
2 456 €/m²1845