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AI Summary

A spacious and cozy 220 m² house in picturesque Nikšić is the perfect place for comfortable living for a large family. Every detail in the house has been thoughtfully designed: two bright living rooms, two functional kitchens, and four bedrooms create an atmosphere of true home warmth. This is an excellent choice for those who value space and tranquility surrounded by nature, for only 420,000 euros.

No. 357

House in Nikšić No. 357

Nikšić · Central districts, Nikšić, Montenegro
€420,000
View: Sea view

Details

Area
220 m²
Land area
4661 m²
Bedrooms
4
Parking
Yes
To sea
10000 m
Price per m²
€1,909

Description

Magnificent house in the village of Kovaci. A quiet secluded place with beautiful nature and a stunning setting.
A two-story house with an area of 220 m2 is built on a plot of 4661 m2, using modern technologies and high-quality materials. The house has a heating system, solar panels, and its own 35 m3 drinking water tank.

The house features a well-designed layout with large spacious rooms: on the first floor there is a living room, a kitchen with a large dining area, an office, and a bathroom. On the second floor there are two large bedrooms and a bathroom. The plot has 120 grapevines.


A great offer for permanent residence and summer holidays.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€420,000
Property transfer tax
€18,000
€4,500 (3% × 150,000) + €13,500 (5% × 270,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€18,929
Estimated costs to purchase the propertyTotal: €438,929

Location

What's nearby

  • SchoolOŠ "Luka Simonović"332 m
  • KindergartenCentralni vrtić366 m
  • GroceriesPekara Božović41 m
  • Pharmacy145 m
  • HospitalOpšta bolnica Nikšić628 m
  • RestaurantKonoba Portun98 m
  • Bus stopPark625 m
  • ATMSociété Générale143 m
  • AirportAerodrom Kapino polje2.9 km
  • PortLepetane40.6 km
  • Sea10.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€420,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,089/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,158/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,192/mo
Monthly payment
€1,940
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€294,000
Total interest€171,665
Loan amount
€294,000
Total interest
€171,665
Total payment
€465,665

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€420,000
€1,909/m²No. 357