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AI Summary

A cozy house of 220 sqm is for sale in Podgorica, which will become an ideal space for your family's comfortable living. The house features a spacious living room, functional kitchen, two bedrooms, and a modern bathroom, and the abundance of outdoor areas will allow you to enjoy peace and privacy at an attractive price of €220,000.

No. 209

House in Podgorica No. 209

Podgorica · Central districts
€220,000
View: City view

Details

Area
220 m²
Land area
900 m²
Bedrooms
2
Bathrooms
2
Parking
Yes
To sea
60000 m
Price per m²
€1,000

Description

Spacious house in close proximity to the Morača River, in a quiet and peaceful location in the suburbs of Podgorica. House area 220 sq.m., land plot 900 sq.m., there is an option to purchase the adjacent land plot up to 4000 sq.m.

Layout:

Basement.

1st floor – living room, kitchen, 2 bedrooms, and a bathroom.

2nd floor – unfinished, possibility to create several bedrooms and a bathroom.

The property has olive trees and fruit trees.

Amenities

City viewParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€220,000
Property transfer tax
€8,000
€4,500 (3% × 150,000) + €3,500 (5% × 70,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€8,709
Estimated costs to purchase the propertyTotal: €228,709

Location

What's nearby

  • SchoolJU Osnovna škola "Oktoih"484 m
  • KindergartenVrtic “Mogli”191 m
  • GroceriesPekara Forte192 m
  • PharmacyMeditas717 m
  • HospitalCODRA1.2 km
  • RestaurantRestaurant Laguna480 m
  • Bus stop27. marta 1418 m
  • ATM978 m
  • AirportAerodrom Špiro Mugoša4.1 km
  • PortVirpazar23.4 km
  • Sea60.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 60000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€220,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,094/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,130/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,148/mo
Monthly payment
€1,016
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€154,000
Total interest€89,920
Loan amount
€154,000
Total interest
€89,920
Total payment
€243,920

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€220,000
€1,000/m²No. 209