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AI Summary

This fully furnished house in Prčanj, just 70 meters from the sea, impresses with panoramic views of the Bay of Kotor, mountains, and the city. The spacious layout includes 4 bedrooms, 4 bathrooms, and terraces, while underfloor heating, air conditioners, and a wood-burning stove ensure comfort year-round. The landscaped plot of 440 m² with a garden and parking complements this 2019-built house — ready for occupancy and ideal both for vacationing and for living by the sea.

No. 2945

House in Prčanj No. 2945

Current as of October 28, 2026
Prčanj · Bay of Kotor
€550,000
View: Sea view, Mountain view, City view

Details

Area
145 m²
Land area
440 m²
Rooms
5
Bedrooms
4
Bathrooms
4
Year built
2019
Parking
Yes
To sea
70 m

Description

We offer for sale a fully furnished house in Prčanj with views of the Bay of Kotor, featuring underfloor heating, air conditioners, a wood-burning stove, and a landscaped yard.

Main features:

  • House area: 145 m²
  • Plot size: 440 m²
  • Bedrooms: 4
  • Bathrooms: 4
  • Living room with kitchen
  • Terraces: yes
  • Underfloor heating, air conditioners, wood-burning stove
  • Parking space: available
  • Condition: fully furnished, all appliances included

About the house:

Spacious house with four bedrooms and four bathrooms — each level offers its own privacy. A wood-burning stove, underfloor heating, and air conditioners ensure comfort year-round. The landscaped yard includes a parking space.

Location:

  • Tre Sorelle Beach — approx. 400 m
  • Aroma Market (Prčanj) — approx. 510 m
  • Old Town of Kotor — approx. 6 km
  • Porto Montenegro — approx. 10 km
  • Tivat Airport — approx. 12 km

Investment potential:

Prčanj is one of the most picturesque and quiet villages on the Bay of Kotor, featuring historic villas along the waterfront and bay views. A four-bedroom house with its own plot in such a location is in demand both as a permanent family residence and for premium rental to tourists seeking privacy and the beauty of the bay without the hustle and bustle of Kotor.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€550,000
Property transfer tax
€25,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €3,000 (6% × 50,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€26,055
Estimated costs to purchase the propertyTotal: €576,055

Location

What's nearby

  • SchoolOsnovna škola "Njegoš"3.0 km
  • Kindergarten2.9 km
  • GroceriesPekara Prchanj563 m
  • PharmacyPharmacy "Dobrota"1.8 km
  • HospitalKotor Psychiatric Hospital1.4 km
  • RestaurantKonoba Boka Bay130 m
  • Bus stop204 m
  • ATM2.2 km
  • AirportTivat Airport5.5 km
  • PortKotor Cruise Pirs2.9 km
  • Sea70 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 70 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€550,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,736/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,825/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,870/mo
Monthly payment
€2,541
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€385,000
Total interest€224,799
Loan amount
€385,000
Total interest
€224,799
Total payment
€609,799

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€550,000
No. 2945