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AI Summary

A luxurious villa with an area of 240 sq. m, just 100 meters from the azure coast of Sutomore — the perfect choice for those who value comfort and proximity to the sea. The spacious house features 6 bright bedrooms, three cozy living rooms, and functional terraces offering stunning views. This is a unique opportunity for those looking for a premium retreat or a profitable investment in Montenegro real estate.

HousesNo. 1815

House in Sutomore No. 1815

Sutomore · Bar Riviera
€680,000
View: Sea view

Details

Area
240 m²
Bedrooms
6
Bathrooms
3
To sea
100 m
Price per m²
€2,833

Description

PANORAMIC VILLA 100M FROM THE SEA

This luxurious cottage is located in the Ratac area, near the town of Sutomore. The two-storey house is equipped with underfloor heating technology and a solar panel. It was built in 2017 from high-quality Montenegrin and Italian materials. From the house, you can reach the beach in Sutomore in 5 minutes.

Amenities

Swimming poolSea ViewGrillGardenTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€680,000
Real estate transfer tax
€32,800
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €10,800 (6% × 180,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€33,979
Estimated costs to purchase the propertyTotal: €713,979

Location

What's nearby

  • SchoolCompass1.2 km
  • Kindergarten1.2 km
  • Groceries834 m
  • PharmacyPharmalife2.2 km
  • RestaurantZappa Beach Club328 m
  • Bus stop201 m
  • ATMATM Bankomat2.2 km
  • AirportPodgorica Airport30.2 km
  • PortMarina Bar3.4 km
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€680,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,383/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,493/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,549/mo
Monthly payment
€3,141
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€476,000
Total interest€277,933
Loan amount
€476,000
Total interest
€277,933
Total payment
€753,933

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€680,000
€2,833/m²No. 1815