AI Summary

For sale is a two-story house in Sutomore with two separate apartments and a fenced plot of 180 m². Spacious 122 m² of living space includes 6 bedrooms, 3 bathrooms, and a terrace with views of the mountains and the sea, and in the yard there is a barbecue area and a fruit garden. Ideal for a family or for rental investment, just 1100 m from the coast.

House in Sutomore No. 2879

Current as of September 11, 2026
Sutomore · Bar Riviera
185 000 €
View: Mountain view, Sea view, Forest view, Garden view

Details

Area
122 м²
Land area
180 м²
Rooms
8
Bedrooms
6
Bathrooms
3
Parking
Yes
To sea
1100 m

Description

We offer for sale a two-story house in Sutomore with two separate apartments — in the flat part, below the highway, with a fenced area, barbecue zone and fruit garden.

Main characteristics:

  • House area: 122 m²
  • Terrace: 30 m²
  • Plot: 180 m²
  • Floors: 2
  • Parking in the yard
  • Heating: inverter air conditioners
  • Water supply: central city
  • Condition: partially furnished

Structure:

  • 1st floor: living room with kitchen, 3 bedrooms, bathroom with shower, terrace with mountain view — used as an apartment for year-round rental (Booking rating 9.8), fully furnished and equipped
  • 2nd floor: hallway, living room, 3 bedrooms, kitchen with dining area, 2 bathrooms with shower, mountain view and partial sea view — used for permanent residence, equipped with household appliances

About the house:

Fenced area with parking in the yard, barbecue zone and fruit trees — oranges, tangerines, kiwi, passion fruit, ornamental plants. The roof orientation allows installation of solar panels under the state program on favorable terms.

Location:

  • iDEA — about 170 m
  • HDL Market — about 200 m
  • Kindergarten, school, medical center, private hospital — in the town
  • Center of Sutomore — about 900 m
  • Beach — 1–1.5 km
  • Podgorica Airport — about 40 km

Investment potential:

The first floor already operates as a rental asset with a rating of 9.8 on Booking — meaning the property is not just ready for rental, it already generates income. The second floor can also be converted to rental if needed, which would double the rental potential of the house.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
185 000 €
Real estate transfer tax
6 250 €
4 500 € (3% × 150 000) + 1 750 € (5% × 35 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs6 909 €
Estimated costs to purchase the propertyTotal: 191 909 €

Location

What's nearby

  • GroceriesIDEA237 m
  • PharmacyApoteka Benu1.1 km
  • RestaurantPečenjara S&S493 m
  • Bus stop281 m
  • ATM784 m
  • AirportPodgorica Airport29.4 km
  • PortMarina Bar6.8 km
  • Sea1.1 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€185,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€920/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€950/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€966/мес
Monthly payment
€855
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€129,500
Total interest€75,614
Loan amount
€129,500
Total interest
€75,614
Total payment
€205,114

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

185 000 €
2879