AI Summary

A spacious 240 m² house in picturesque Sveti Stefan is the perfect choice for a large family or a profitable investment. Just 300 meters from the azure sea, it offers 8 cozy bedrooms and magnificent views that will make every day feel like a holiday.

House in Sveti Stefan No. 442

Sveti Stefan · Budva Riviera, Sveti Stefan, Montenegro
360 000 €
View: Sea view

Details

Area
240 м²
Land area
850 м²
Bedrooms
8
Parking
Yes
To sea
300 m
Price per m²
1 500 €

Description

A spacious new house located in the village of Sveti Stefan, Budva Riviera. The house has a total area of 240 sq. m. The house has 9 bedrooms, 6 bathrooms, and two kitchens. Three separate entrances, which is very convenient for using the house for rental purposes. Panoramic view of the sea and the island-hotel Sveti Stefan. There is a permit to build another house with an area of 350 sq. m. All utilities, city water supply. The popular resort of Budva is 6 km away. The beaches of Petrovac and Lucice are 10 km away.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
360 000 €
Real estate transfer tax
15 000 €
4 500 € (3% × 150 000) + 10 500 € (5% × 210 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs15 832 €
Estimated costs to purchase the propertyTotal: 375 832 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€360,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,791/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,849/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,879/мес
Monthly payment
€1,663
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€252,000
Total interest€147,141
Loan amount
€252,000
Total interest
€147,141
Total payment
€399,141

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

360 000 €
1 500 €/m²442