AI Summary

A cozy 160 sq. m house for sale in the picturesque area of Utjeha, located just 700 meters from the azure sea. The spacious layout includes 4 bright bedrooms, a functional kitchen and living room, and on the well-kept grounds you will find a private swimming pool and cozy balconies for relaxation. An ideal choice for comfortable living or a profitable investment in coastal real estate for the price of 235,000 euros.

House in Utjeha No. 2225

Uteha · Bar Riviera
235 000 €
View: City view

Details

Area
160 м²
Land area
520 м²
Bedrooms
4
Bathrooms
2
To sea
700 m
Price per m²
1 469 €

Description

This spacious house, located in the picturesque area of Uteha on the Bar Riviera, is an excellent choice for those looking for comfortable living in a quiet and beautiful place.

The house, built in 2009, has a total area of 160 m² and is situated on a 540 m² plot. Its layout includes 4 bedrooms and 2 bathrooms, making it ideal for a large family or for those who appreciate space and comfort. In addition, the house has 4 parking spaces, providing convenience for car owners.

One of the features of the house is its spacious terraces, which offer excellent opportunities for outdoor relaxation and enjoying the surrounding scenery.

For comfort on hot days, the house is equipped with air conditioners. As for utilities, the house has central electricity supply and a septic tank for sewage. Please note that the house does not have central water supply, so water must be delivered, which is an important aspect to consider when making a purchase decision.

This house is an excellent choice for those who value peace and the beauty of nature, as well as for those who are ready to provide themselves with comfortable living conditions in a picturesque corner of Montenegro.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
235 000 €
Real estate transfer tax
8 750 €
4 500 € (3% × 150 000) + 4 250 € (5% × 85 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs9 457 €
Estimated costs to purchase the propertyTotal: 244 457 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 700 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€235,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,169/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,207/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,226/мес
Monthly payment
€1,086
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€164,500
Total interest€96,051
Loan amount
€164,500
Total interest
€96,051
Total payment
€260,551

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

235 000 €
1 469 €/m²2225