AI Summary

Imagine a morning with a panorama of the Bay of Kotor and mountains right from your home in Opatovo, just 100 meters from the sea. This spacious house with 5 bedrooms, a pool, and three terraces is designed for living life to the fullest — both for a large family and for entertaining guests. Ready to move in, with a complete set of documents, it will become your ideal Montenegrin residence.

House in Tivat №2833

Current as of August 14, 2026
Tivat · Bay of Kotor
630 000 €
View: Sea view, Mountain view, City view

Details

Area
228 м²
Land area
356 м²
Rooms
6
Bedrooms
5
Bathrooms
4
Parking
Yes
To sea
100 m

Description

We offer for sale a house in the village of Opatovo, two kilometers from Tivat, with panoramic views of the bay and mountains, a private pool, sauna, and a full set of documents.

Key features:

  • House area: 228 m²
  • Plot area: 356 m²
  • Floors: 3
  • Bedrooms: 5
  • Bathrooms: 4

About the house:

Three floors, five bedrooms, four bathrooms, and three terraces with panoramic views of the Bay of Kotor and the mountains — the house was built solidly, with ample space for a large family or entertaining guests. On the grounds there is a private pool and a relaxation area, inside there is a sauna and an elevator between floors. Garage on the plot. Excellent condition, one owner. Full set of documents from the project to the occupancy permit — easy and fast transaction processing.

Location:

  • Equipped beaches — about 3 minutes on foot
  • Punto Crudo restaurant — about 1.4 km
  • iDEA — about 3.2 km
  • VOLI — about 3.5 km
  • Tivat center and Porto Montenegro — about 3.5 km
  • Tivat Airport — about 5 km

Investment potential:

A house in quiet Opatovo with a beach a three-minute walk away and all the infrastructure of Tivat nearby — a property that works equally well as a family residence and as a premium-class rental asset in the high season.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
630 000 €
Real estate transfer tax
29 800 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 7 800 € (6% × 130 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs30 916 €
Estimated costs to purchase the propertyTotal: 660 916 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.9 km
  • KindergartenVrtić "Naša Radost"2.9 km
  • Groceries778 m
  • PharmacyPro Clean Laundry2.3 km
  • RestaurantBongos Bongos103 m
  • Bus stop732 m
  • ATM2.4 km
  • AirportTivat Airport7.0 km
  • PortLepetane765 m
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€630,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,134/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,236/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€3,288/мес
Monthly payment
€2,910
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€441,000
Total interest€257,497
Loan amount
€441,000
Total interest
€257,497
Total payment
€698,497

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

630 000 €
2833