AI Summary

A luxurious 404 m² house in picturesque Utjeha is the perfect choice for a large family seeking comfort and space just 500 meters from the sea. You will find 5 bright living rooms, 5 cozy bedrooms, and three spacious balconies offering stunning views of the coast. This is a ready-made solution for living in harmony with nature, priced at 390,000 euros."

House in Utjeha No. 351

Uteha · Bar Riviera, Utjeha, Montenegro
390 000 €
View: Sea view

Details

Area
404 м²
Land area
414 м²
Bedrooms
5
Parking
Yes
To sea
500 m
Price per m²
965 €

Description

New 3-story villa (built in 2010) in the quiet area of the Bar Riviera, Utjeha, designed according to a custom project by an Italian architect (house project available). The balconies and terraces offer a fabulous view of the sea and mountains (300-degree panorama). Quiet neighbors living here year-round, a well-equipped pebble beach with restaurants 350 m away, 15 minutes by car to Bar and 15 minutes to Veliki Pijesak beach. This is a quiet, peaceful place that will be appreciated by lovers of tranquility.


1st floor: From the spacious hall (11.5 m²) you enter a large living room (25 m²), which connects through an opening to the dining area and kitchen (12 m² and 9 m²). The living room and dining area open onto terraces. There is a bathroom, utility room, and access to the garage.


2nd floor: Hall (11 m²) with a balcony, 3 bedrooms. One of them (20 m²) has an en-suite bathroom with a bathtub and a walk-in closet, the other two (17 m² and 15 m²) have their own bathrooms with shower cabins. All rooms open onto a balcony with a magnificent view.


3rd floor: Large living room (35 m²) with the possibility of installing a fireplace and a bar counter, with access to a 75 m² terrace, where there is an opportunity to place an open-air jacuzzi.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
390 000 €
Real estate transfer tax
16 500 €
4 500 € (3% × 150 000) + 12 000 € (5% × 240 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs17 364 €
Estimated costs to purchase the propertyTotal: 407 364 €

Location

What's nearby

  • GroceriesPekara La Montenegro662 m
  • RestaurantFood House644 m
  • Bus stop451 m
  • ATM652 m
  • AirportGjadër Air Base38.6 km
  • PortMarina Kacema9.8 km
  • Sea500 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€390,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,940/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,003/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,035/мес
Monthly payment
€1,802
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€273,000
Total interest€159,403
Loan amount
€273,000
Total interest
€159,403
Total payment
€432,403

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

390 000 €
965 €/m²351