AI Summary

A spacious 215 m² house in picturesque Utjeha will be the perfect place to live, just 500 meters from the azure sea. The house features 4 cozy bedrooms, a bright living room, and a balcony with a beautiful view, making it an excellent choice both for family holidays and for permanent residence for 200,000 euros.

House in Utjeha No. 982

Uteha · Bar Riviera, Utjeha, Montenegro
200 000 €
View: Sea view

Details

Area
215 м²
Land area
220 м²
Bedrooms
4
Bathrooms
2
Parking
Yes
To sea
500 m
Price per m²
930 €

Description

The village of Utjeha, located in the southern part of the Bar Riviera, has been favored by nature more than any other place on the coast of Montenegro. Here everyone can find their own beach, choosing the size of the pebbles and grains of sand, the healing properties of the sand, or places where healing springs are located, thus combining business with pleasure. The village is home to the famous Utjeha beach, or Paradiso, awarded the "Blue Flag" in 2009, and many small but pleasant beaches, rare for the purity of their water and scenic beauty.
Two-story house:
On the first floor: living room, kitchen, bedroom, bathroom, terrace.
On the second floor: a large spacious bedroom with a beautiful view from the window, 2 bedrooms, one with a balcony, bathroom.
On the ground floor, a garage for a car.
The house is connected to: electricity, water supply, television, air conditioning installed.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
200 000 €
Real estate transfer tax
7 000 €
4 500 € (3% × 150 000) + 2 500 € (5% × 50 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs7 675 €
Estimated costs to purchase the propertyTotal: 207 675 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€200,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€995/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,027/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,044/мес
Monthly payment
€924
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€140,000
Total interest€81,745
Loan amount
€140,000
Total interest
€81,745
Total payment
€221,745

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

200 000 €
930 €/m²982