AI Summary

A spacious 350 m² villa in picturesque Sutomore is the perfect combination of comfort and Mediterranean atmosphere, just 600 meters from the seashore. The house with 4 bedrooms, a well-thought-out layout, and a magnificent exterior will be an impeccable place for living or vacationing in one of the sunniest corners of Montenegro. The property price is 640,000 euros.

House in Zagradje No. 2158

Sutomore · Bar Riviera
640 000 €
View: Sea view

Details

Area
350 м²
Land area
1119 м²
Bedrooms
4
Bathrooms
2
Year built
2015
Parking
Yes
To sea
600 m
Price per m²
1 829 €

Description

A three-storey house with an area of 350 m2 is for sale in Zagradzhe, near Sutomore. The second and third floors have large terraces with beautiful sea views. The walk to the beach takes only 10 minutes.

The plot has a garage with a separate entrance for two cars, and another garage is built into the house itself. In addition, there is parking space for five more cars on the plot. Each floor of the house has a separate entrance and its own kitchen with a bar counter. The house is furnished with genuine wooden furniture. Air conditioners are installed on each floor, high-speed optical internet from M Tel is available, each floor has television with 600 channels, each room has a socket for connecting to high-speed internet, and Wi-Fi is also available throughout the house and on the plot.

On the 1119 m2 plot there is a 6x10 meter swimming pool made of stamped concrete and Spanish tiles, equipped with LED lighting, with the possibility of connecting a hydro jet. There is also a spacious barbecue gazebo and a separate gazebo with a beautiful sea view on the plot. For the convenience of guests, the first floor of the house has a kitchen for use from the pool and gazebos.

The house is connected to the city water supply, and an automatic irrigation system is installed. The plot is home to palm trees, figs, grapes, lemons, apricots and other fruit trees, as well as many flowers. The house is surrounded by pine trees.

The house is ideal for family living or rental.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
640 000 €
Real estate transfer tax
30 400 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 8 400 € (6% × 140 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs31 531 €
Estimated costs to purchase the propertyTotal: 671 531 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 600 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€640,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,184/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,288/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€3,340/мес
Monthly payment
€2,957
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€448,000
Total interest€261,584
Loan amount
€448,000
Total interest
€261,584
Total payment
€709,584

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

640 000 €
1 829 €/m²2158