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AI Summary

A spacious 232 m² house in picturesque Prčanj will be the perfect place to live, just 400 meters from the Adriatic Sea. A bright living room, a functional kitchen, and four cozy bedrooms create an atmosphere of maximum comfort, while two open balconies offer stunning views of the coastline.

No. 649

House in Prčanj No. 649

Current as of November 4, 2026
Prčanj · Bay of Kotor, Prčanj, Montenegro
€450,000
Price reduced −10%
€500,000→ €450,000
View: Sea view

Details

Area
232 m²
Land area
312 m²
Bedrooms
4
Bathrooms
2
Parking
Yes
To sea
400 m
Price per m²
€2,155

Description

House with sea view in Kotor In the beautiful, secluded from the city bustle area of Prčanj, located in the center of the Bay of Kotor, a house with a total area of 232 m2 is for sale, situated on a plot of 312 m2. The distance from the sea is 100 m, and from each floor there is a stunning view of the sea, mountains, and the Bay.

On the first floor: a large living room, a kitchen with dining area, and a bathroom.

On the second floor: two bedrooms, a bathroom, and a large terrace with a wonderful view of the sea and the bay.

On the third floor: an apartment with a separate entrance, two bedrooms, a bathroom, and a large terrace with a wonderful view of the sea and the bay.

At the back of the house there are two garages.

Amenities

Sea ViewParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€450,000
Property transfer tax
€19,500
€4,500 (3% × 150,000) + €15,000 (5% × 300,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€20,461
Estimated costs to purchase the propertyTotal: €470,461

Location

What's nearby

  • SchoolOsnovna škola "Njegoš"2.8 km
  • Kindergarten2.7 km
  • GroceriesPekara Prchanj797 m
  • PharmacyPharmacy "Dobrota"1.6 km
  • HospitalKotor Psychiatric Hospital1.1 km
  • RestaurantKonoba Lanterna187 m
  • Bus stop202 m
  • ATM2.3 km
  • AirportTivat Airport5.4 km
  • PortKotor Cruise Pirs2.6 km
  • Sea400 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€450,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,239/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,312/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,349/mo
Monthly payment
€2,079
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€315,000
Total interest€183,927
Loan amount
€315,000
Total interest
€183,927
Total payment
€498,927

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€450,000
€2,155/m²No. 649