AI Summary

The offered apartment has 132 sq.m. of living space and is arranged over three levels. The first level is a garage with an area of 20 sq.m. and a garage of 40 sq.m. /as a separate premises not included in the living area/ The second and third levels are the apartment itself with an internal staircase. On the second floor: Two glazed terr

Two-Storey Apartment No. 1983

Bar · Bar Riviera, Bar, Bar Municipality, Montenegro
199 000 €
View: Mountain view

Details

Area
132 м²
Land area
220 м²
Bedrooms
2
Bathrooms
2
Floor
1/?
Year built
2012
Parking
Yes
Price per m²
1 508 €

Description

The offered apartmenthas132 sq.m. of living area and is located onthree levels. The first level is a garage with an area of 20 sq.m.and a garage of 40 sq.m. /as a separatepremisesnot included in the living area/The second and third levels are the apartment itself with an internal staircase.On the second floor

: Twoglazedterraces+adjacent land plot220 sq.m.+bathroom+living room+kitchen.On the third floor:

Twologgias+bathroom+2 bedrooms.Total area 132 sq.m

The apartment is adja

centto a land plot of 220 sq.m. at the level of the second floor and is a harmonious continuation ofthe kitchen and terrace. There is an additional premises in the form of a garage for two cars.The apartment's cosmetic renovation was completed in September 2023.

Price with all furnishings

199,000 eurosIf nece

ssary, the garage premises on the 1st level can be converted into a residential apartment with an area of 26 sq.m.Two swimming pools, children’s and adult (20 m),

are located on the territory of the complex30 meters from the apartment.Upon signing

thesale and purchase agreement, the subject of the sale is the apartment itself, the land adjacent to the apartment, the garage and a share in the joint ownership of the swimming pools and all access roads.The complex is served by a management

company that ensures cleanliness and orderon the territory, theproper sanitary condition of the swimmingpools, uninterrupted operation of all engineering systems,and the security of the complex’s property and residents.ее санитарное состояние бассейнов, бесперебойную работу всех инженерных систем,безопасность имущества комплекса и жителей.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
199 000 €
Real estate transfer tax
6 950 €
4 500 € (3% × 150 000) + 2 450 € (5% × 49 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs7 625 €
Estimated costs to purchase the propertyTotal: 206 625 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€199,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€990/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,022/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,039/мес
Monthly payment
€919
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€139,300
Total interest€81,336
Loan amount
€139,300
Total interest
€81,336
Total payment
€220,636

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

199 000 €
1 508 €/m²1983