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Этот двухуровневый пентхаус в Рафаиловичах — редкая возможность жить в 110 метрах от моря, наслаждаясь панорамой волн и гор с собственных балконов. Полностью меблированная квартира с тремя спальнями и двумя санузлами готова к заселению, а тихий ровный квартал у набережной превращает каждый день в курортное утро. Здесь закаты на террасе и прогулки к воде становятся частью вашего нового ритма жизни.

ApartmentsNo. 2942Urgent

For sale, 3-bedroom penthouse, 63m², Rafailovići, Budva

Current as of October 19, 2026
Rafailovici · Budva Riviera
€257,000
View: Sea view, Mountain view

Details

Area
63 m²
Rooms
4
Bedrooms
3
Bathrooms
2
Floor
3/3
Year built
2004
Parking
Yes
To sea
110 m

Description

In an apartment building, a duplex penthouse with an area of 63 m² is for sale, located on the 3rd (+ attic) floor, according to earthquake resistance standards.

Lower level: living room with kitchen, bathroom, balcony. Upper level: 3 bedrooms, bathroom, balcony.

The apartment is fully furnished and equipped with household appliances, including air conditioners. The windows and balconies offer sea views. Windows and balcony doors are made of the modern PVC.

 

Monthly maintenance fee is 15-20€ for the whole apartment, and is counted by the utility meter.

The house is located on the first line, just 75 meters from the sea, on a flat terrain with no ascents or descents. Public parking is available directly in front of the house and nearby: down the street, along the embankment to the southern point of Rafailovići (Beach stone). A great option for vacation, permanent residence or rental.

 

The owner. Communication is available in English, German and Russian languages.

Amenities

Air conditioningFully furnishedTerraceGardenParkingMountain viewSea ViewFirst line

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€257,000
Property transfer tax
€9,850
€4,500 (3% × 150,000) + €5,350 (5% × 107,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€10,606
Estimated costs to purchase the propertyTotal: €267,606

Location

What's nearby

  • Kindergarten1.5 km
  • GroceriesLux64 m
  • Pharmacy121 m
  • RestaurantKod Saičića67 m
  • Bus stopRafailovići287 m
  • ATM159 m
  • AirportTivat Airport18.9 km
  • PortMarina Budva3.6 km
  • Sea110 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 110 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€257,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,279/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,320/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,341/mo
Monthly payment
€1,187
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€179,900
Total interest€105,042
Loan amount
€179,900
Total interest
€105,042
Total payment
€284,942

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€257,000
No. 2942